I do NOT recommend Julio C. Marrero. He promised me a home loan modification in less than 6 months. One year later and after paying him more than $2000, I found out from my lender that the case has been closed for months because my attorney, Mr. Marrero did not send the documents the bank asked for.... In the meantime, I would call the processor in charge of my "case" (by the way, they changed processors 4 times and every time, one would take the case, he/she did not know what the previous one had done) and never got a response. They did not answer my calls or emails and that's is why I ended up calling my lender. They informed me that the case was closed because they never heard from the attorney. Julio C. Marrero took advantage of my situation, they lied at me from the beginning telling me the bank would forgive $ 70000 from my loan and that even though I was current with my monthly payments, the bank would modify my loan because the government was pressuring them to do so. What a lie! The bank told me that was not true, that the modification was for those who were behind with their payments and my lender Fannie Mae did not forgive any amount off the loan. I will file a complaint with the Florida Bar. Now, they kept billing me monthly payments of $149 even though the case had been closed for a long time. Do NOT trust these scammers, you will regret it. It's better if you work with the bank directly and save yourself time and money.

The team working for Mr. Marrero is by far the best! They are excellent. I was able to obtain a modification on my home in less than 60 days and reduce my monthly mortgage payment by $600.00 per month. I just received my Final Modification today and I am thrilled with the results. Excellent work was ...done by Mr. Marrero’s office, especially by Michelle & Nestor. I highly recommend them.

I found Mr. Marrero as well as his staff to be very well organized and extremely diligent. I strongly believe Mr. Marrero exhibits many of the qualities that are essential to being a lawyer, and most important I must say I never felt just like "another" client as I experienced in another office, he m...ade me feel that our case was important. Mr. Marrero is one of the few lawyers I have met in my life that I can say that not only is extremely knowledgeable about the area of law he practices, but also passionate about getting you the result you seek. I really appreciate all the help he provided me in connection to my modification. Because of Mr. Marrero’s excellent work my mortgage payment was cut in half and I received a principal balance forgiveness in the amount of $95,000.00!!! I am thrilled with the results! For these reasons and more, I feel compelled to write this positive review so that others can benefit from his services

This attorney is not consumer centered. This review is based on my own experience. Beware. When you call Julio Marrero's office his receptionist will transfer your call to a "legal assistant". Legal assistants is another term used in this office for sales team. So when you are scheduling an appo...intment for a consultation with the attorney, you will be speaking with a sales person who will schedule an appointment. You will meet with the sales person and not the attorney. Once you sign the repesentation agreement and you pay the retainer of several thousand dollars, your file is assigned to a processor. Every month I had a different processor who had not had a chance to get to my file to do follow up work with the bank. When you sign your contract with the attorney, you are binding yourself to pay additional payments of over $500 a month until the bank approves your loan modification which could translate from several months to a year or until the court dismisses your foreclosure case. Read your agreement carefully because it will be disclosed clearly that the attorney does not guarantee any success of getting your loan modification approved. Be assured you will never see the attorney. Good luck if you try to get the attorney on the phone. Your calls will be routed to his office manager and other staff. I do not recommend this attorney. I strongly recommend you google "best reviews for foreclosure attorneys miami" and do yoursef a favor to contact only those attorneys with many great reviews which include professional and pleasant staff.