I want to say that I recommend Julio Marrero without the slightest reservation. I am eternally grateful as he not only modified my mom's primary residence but also managed to hold a foreclosure defense in our investment property and when a new program became available he was also able to modify our i...nvestment property! These two modifications have meant the world to my mom who is now 82 years old and in these properties are her lives' work and savings. Thank you so very much to Julio and his loyal and professional staff that made this possible. Nora

After being assured by a company representative that because of my income and interest rate 6.75 that i would have no problem getting a modification. It took 10 months, countless paperwork and $3600.00 to get turned down by my mortgage company because I was current with the mortgage payments. The ...lack of communications with the firm was unbelievable every communication had to be started by myself. I wrote at least 10 letters to different associates in the firm and never received a reply.