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We were served a civil action summons in our FL foreclosure case in Mar 2009. We responded in time allotted telling court we were pursuing loan mod. Sent copies via fax with our loan mod paperwork to plaintiff (CitiMortgage) and plaintiff's attor...
You need to get a foreclosure defense lawyer, or they are going to take your house. Don't fool around with this. Most lawyers doing foreclosure defense will meet wityh you free of charge and their rates are resonable. Shop around. Get counsel ASAP!See question
The loan was sold and papers show original lender,but modification papers are from current bank .If I agree with the modification do I still need to respond to Circuit Court?
Yes, you must Answer the Complaint served on you. Lenders have two tracks one is the lawsuit track and the other is the loan modification track. They do not communicate with each other and do not know what the other is doing most of the time.See question
I'm in FLA. I was driving a Uhaul and while signaling to change lanes there was a vehicle in my blind spot. I did not see him. I immediately came back into my lane but I guess I caused the vehicle to swerve off the road. We did not make any contac...
Based on what you said Yes, you are at fault. There is no "no zone".See question
My son's friend took charge of the payments on a car that my son had. My son agreed that his friend will continue pay for the car and use the car, now he was involved in an accident and he had no insurance. What is the proper procedure in this case?
You are liable for any injuries or damage as the owner. Get you name off the title. Contact Fla DMV for procedureSee question
We are a family of 11, and my husband is seriously ill with kidney disease (is on the transplant waiting list). Our original lender was bought out by Regions. We had NO problems before Regions. I worked with the attorney that Regions wanted us to,...
Call your local bar association to locate a legal aid attorney. The lender should give you the terms in writing. If foreclosure suit is filed get an attorney to buy you time to pursue whatever options you choose.See question
Have a condo That is rented out. It is listed for a short sale and headed to foreclosure. The tenant has been asked to leave by people on the board and I just got a call demanding the rent for past due quarterly assessments. What is the law regard...
Until they get a judgment it is your property. They have no right to tell your tenant anything. You are liable for the assessments.See question
Do unit owners get acessed for these fees also?
Whoever is the owner of the unit is responsible to pay the maintanace fees. So if its the Condo Board, the condo owners collectively own the unit. You know what that means.See question
Fist mortgage has been bought and sold. Lender would not speak to me because I wasn't on note. Ex is no where to be found and I am living in house with kids. He was on unemployment last I knew. House is not worth what is owed. I only have a part-t...
You should hire a foreclosure defense attorney, we can buy you some time to build up a cash reserve to make a move. I have clients who have been in their house for two years after making their last mortgage payment.See question
The bank sent in a cleaning company to my house and put all my furniture and boxes containing my clothes and belongings into the garbage bin. I thought the court needed to send a bailiff or sheriff notifying me to vacate.
If you were not aware of the foreclosure proceedings then you have an excellent opportunity to get the foreclosure set aside and the Bank would be liable for your damages.See question
I am being foreclosed on for a condo that I own. I do not live there and the Sheriff's Office hand delivered the summons to someone other than myself, is this legal?
Yes, its called substituted service. Anone who is 15 years old or more can accept service of process for anyone who resideds in the same household. Florida Statutes Chatper 48See question