I am willing to pay the debt, just not 25% of my check.
Do you provide more than 51% for the support of another? If so, you are head of household and exempt from garnishment according to Florida Statute. Unfortunately, this is an affirmative defense which you must prove and need the proper documentation supporting it. Some judges may take you sworn testimony as sufficient, some may not; therefore, you should bring whatever documentation you have which proves this.See question