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Lawrence Joseph Marraffino
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Lawrence Marraffino’s Legal Guides

11 total


  • How to Choose a Divorce/Custody Lawyer

    Going through a divorce or the breakup is one of lifes most stressful events. When hiring a lawyer to help you through this process, you should be comfortable that the lawyer will help you bring the matter to a prompt conclusion without adding more stress than you already have. ...

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  • Consider Chapter 7 Bankruptcy if you are hopelessly underwater on your mortgage.

    As a Chapter 7 bankruptcy trustee, Martino deals with fallout from home loans, student loans and credit card debt gone wrong Some things have been bothering Phil Martino lately as he oversees the handling of personal bankruptcy cases. The most glaring mistake, the Quarles Brady...

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  • Consider Chapter 7 Bankruptcy if you are hopelessly underwater on your mortgage.

    The following are comments from a Chapter 7 Bankruptcy Trustee: As a Chapter 7 bankruptcy trustee, Martino deals with fallout from home loans, student loans and credit card debt gone wrong Some things have been bothering Phil Martino lately as he oversees the handling of person...

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  • Why You Should Hire a Florida Bar Board Certified Attorney

    7 percent of eligible Florida Bar members, approximately 4,500 lawyers, are board certified. A lawyer who is a member in good standing of The Florida Bar and who meets the standards prescribed by the state's Supreme Court may become board certified in one or more of the 24 ce...

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  • The Real Facts of the Infamous Mc Donald's Coffee Case!

    Do you know the REAL FACTS ABOUT THE MC DONALD'S COFFEE CASE? I DON'T THINK SO!! READ THIS:THE MCDONALDS SCALDING COFFEE CASEStella Liebeck of Albuquerque, New Mexico, was in the passenger seat ofher grandsons car when she was severely burned by McDonalds coffee inFebruary 1992. ...

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  • Appeal Denials of Health Insurance Claims!

    Does your health insurance deny all or part of your claims? They may be doing so illegally and you may have the right to appeal the denial or file suit. Read your policy carefully and if you think you are being unfairly denied, you should see a lawyer. Most times, the insurance c...

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  • Debt Repayment Plans Can be Costly. Bankruptcy Is Usually a Better Plan

    Don't File Bankruptcy?by Lawrence Marraffino Gainesville Bankrpucty Attorney Thats the cry of the debt settlement industry. They claim that they will help you rid yourself of debt without bankruptcy. If you avoid the out-right crooked companies, can they do it? SureBut at what c...

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  • Get Diminished Value When Your Car Is Damaged by Someone Else

    When you get in a car wreck that's not your fault, make a claim for DIMINISHED VALUE, A SECRET CAR INSURERS DON'T WANT YOU TO KNOW ABOUT:ELISABETH LEAMYABC News Consumer CorrespondentMay 26, 2010Here's something I wish I had known about when another driver plowed into my car, a c...

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  • Florida PIP Law Changes

    Effects Of The New Personal Injury Protection (No Fault) LawPassed this Past Legislative SessionEffect on Insurance Companies:The new statute calls for 10% reduction in insurance company billing for PIP benefits in October 2012 and 25% reduction in billing for PIP benefits in 201...

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  • Auto Accident Law in Florida

    Auto Insurance in Florida Florida is a No Fault insurance state. That means when you get in an accident, your auto insurance pays for your medical expenses REGARDLESS of who is at fault. This is called PIP or personal injury protection coverage and is required of all Florida drivers.

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