I meet Mr. Ruff back in June 2004. I was going through a very hard time and was scared about my future. After meeting with Mr. Ruff he was able to assistance me in filing for Chapter 7 bankruptcy. He was extremely professional and compassionate at that time. Now 9 years later I ran my credit report a...nd found that one of the creditors did not remove me due to my bankruptcy. I call Mr. Ruff and explained what I had found on my credit report. I meet with me that same day and pull up all my discharges paperwork and explain to me my next step and getting my credit clear. I am for ever thankful for Mr. Ruff and his staff

Filing bankruptcy can be a very terrifying experience. Mr. Ruff and Ms. Cohen were helpful and supportive through the entire process. They were very professional, knowledgeable and courteous. Mr. Ruff spent several hours with me combing through every little detail. I could call at any time and they w...ere always available to me with any questions or concerns (even after the bankruptcy was completed). He always took his time and never made me feel rushed, and he did it all with a great sense of humor. I would highly recommend their services!