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Zeina N. Salam

Zeina Salam’s Answers

5 total

  • My employer has received a judgment for wage garnishment for a collection bill that was over 13 years ago. I have made 13,000

    I have made 13,000 thus far this year and cannot afford to have anything taken out of my check, let alone 25%. The original collection was for 3000 and has grown to over 9000 as they add $1.62 a day in fines. Can you advise me on this?

    Zeina’s Answer

    I agree with the prior attorney's answer. Also you may have other legal remedies to attack the garnishment, like, for instance, if the fines were not part of the original judgment. Our office would be happy to set up an appointment with you.

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  • Foreclosure conciliation VS mediation. Which is a better option?

    I have a case pending and would like to know what is the difference between the two and which is more appropriate in a foreclosure case.

    Zeina’s Answer

    If you have a pending foreclosure court action, then the court will usually request that you partake in mediation either through the RMFM program or private mediation, if requested. Foreclosure matters whether pre or post suit are incredibly difficult to navigate without legal representation. Consultaiton with a foreclosure attorney, like our firm, is strongly recommended.

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  • Am i required to pay debt not covered by spouses medical insurance

    spouse passed due to brain cancer august 2012

    Zeina’s Answer

    Depends on if this is a current spouse or an ex. Presuming you are still married to this person, then all debt accumulated during marriage is the burden of both spouses. So, without knowing more the short answer to your question is "yes". If you need further clarifcation pertaining to your individual circumstances, I would be happy to meet with you for a consultation.

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  • My home is in foreclosure and i talk to someone and they told me about hamp. i just want to know if thats a good way to go.

    i tried to get a loan modafication and they turned me down and i did an appeal multiplue times and i was turned down. i just down want to get coned or lose my home.

    Zeina’s Answer

    HAMP is a government sponsored program that mandates banks to provide you with loan modification if you meet certain requirements. As the previous attorney stated, going through the process of loan modification does not stop the foreclosure process and you will need an attorney to represent you in the foreclosure action regardless of modification negotiations. Please contact our office and you will sit down with an attorney with over nine years of experience in this area, who will take her time to explain the process and your options.

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  • Can I have my record sealed if I was sentenced as a youthful offender?

    In 2006, I was adjudicated guilty of two counts or armed burglary grand theft. The judge sentenced me as a youthful offender since I was only 17 at the time. I completed my probation in 2008. I have two kids now and it's impossible for me to find ...

    Zeina’s Answer

    If you were adjudicated guilty then you would need to contact the governor's office and request clemency. However, not only would you have had to complete your sentence and any probation, but also pay back any restitution. We are located in Jacksonville if you would like to set up a consultation with our office to better advise you of your options.

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