I traded in a vehicle in March for a truck. Deal was trade for 10k and have most of it be payoff on car and use rest towards down payment along with 1100 cash, and some personal items. It's been 2 months and the bank has not received any informati...
Sounds like you bought a vehicle on consignment and a third party unknown to you has mucked up the paperwork or run off with the money.See question
I live and work in the State of Georgia, and my boss got a letter from USAFUNDS instructing her to garnish my wages 15% of my disposable income and make regular payments to Delta Management Associates, Inc, since I defaulted on my student loans. ...
A creditor can garnish whomever owes money to you (with some exceptions like social security payments).See question
Hello, I have new debt that I had right after I filed Chapter 7 bankruptcy. I am wondering how soon after the discharge am I allowed to file Chapter 13?
No time limit; you could file one immediately after. However, if the court previously told you that you could not file for X number of days, if you file during that time period then you would get no bankruptcy protection.See question
Yesterday I wanted to exercise my first amendment right and 'cop block' a speed trap taking place by Powder Springs Police Department. I was on a public sidewalk but parked on a side street. My car was pulled off to the side; kind of 50/50 on one ...
"Cop ahead" is protected speech. You're not the first one in Georgia to deal with this.See question
A person had a total sentence of 10 years to serve 4 and after serving those 4 years he or she was deported.
On the immigration side deportation carries prhotibitions on returning for 5, 10, 20 years or forever. The person would have been given Form I-294 ( Warning to Alien Ordered Removed or Deported) that told them how long they had to stay out of the USA.
Second, 99.9% of the time felony probation sentences never start running when a person gets deported.. The felony probation officer typically files a "non est inventus" warrant as soon as the probationer "fails to report" and the warrant just sits on the computer forever. Then the person gets arrested on the probation warrant if they get stopped on a traffic ticket or whatever.See question
Property Appraisals & home exemption chapter 7
The value of the house is determined as of the filing date. So if you have an appraisal from six months before filing that says 100,000 and appraisal a month after filing (when the Trustee is involved) that says 200,000, then the true value is going to be somewhere between those two. Don't rely on an older appraisal if your are putting your toe into the bankruptcy waters.See question
I am in the process of converting my chapter 7 case to a 13 in efforts to save assets from a settlement and pay my debt over time. The chapter 7 trustee does not object but he is still requesting to take over 10k in my income taxes stating its pro...
Converting consists of filing a piece of paper then submitting a Plan. The 7 Trustee can just file a claim in the 13 like everyone else because the 13 Trustee will be the one distributing $ to creditors. The 13 Trustee will also want the refund to go into the Plan to some degree, subject to exemptions and motions to use part of the refund.See question
thinking about filing chapter 13 bankruptcy
Yes, this happens all the time. You may need an affidavit from your father saying I agree to pay $x per month to your household, or to the Chapter 13 Plan or something like that. It gets even better with co-signed debt.See question
I have about $7000 worth of debt, mostly credit card charge-offs. $8000 of deferred student loans. I've just transitioned into a new job so it will probably take me about 3-4 years to pay off all debt including student loans but I know it is cheap...
I have filed cases with debt as low as $10k but only because the person already had a judgment against them for that amount and was being garnished. Judgment AND Garnished, not just charge-offs.See question
If in the event title to property used for the home exemption is in only on one spouse name but, both spouses file jointly ch.7, the home exemption increases double to $43,000? 44-13-100(a)(1)
"In the event title to property used for the exemption provided under this paragraph is in one of two spouses who is a debtor, the amount of the exemption hereunders shall be $43,000." OCGA 44-13-100(a)(1).See question