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Christopher Matthew Simon
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Christopher Simon’s Answers

311 total


  • Lawsuits

    My son just finished his DUI probation and he is no longer living with us. I was going to drop him from my Umbrella policy, hoping to save some money. He does have his auto coverage in his own name and the car is in his name only. My question ...

    Christopher’s Answer

    The general answer is if you have no control over the vehicle and he does not live with you and he is not an insured on the policy, then no, you have no legal liability. Given that you have another young person in the house although I would pay for an hour consultation with an attorney to make sure that you have all the documentation correct. This is really not the kind of thing that you can just go with free advice off a website on. An ounce of prevention is worth a pound of cure in this situation.

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  • I want to fire my lawyer, how do i go by doing that? He said the insurance company only offer me 4500 dollars.

    That's to pay medical bill only But he went let the case go.. Like resign since he not going to get paid. I can do what he did.

    Christopher’s Answer

    Well it sounds like he is firing you and quoting the case. Just ask him to confirm that in writing and try to negotiate the settlement on your own.

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  • Do I have a case of medical malpractice or violation of civil rights?

    I went to an assessment with a case manager who had my medical records for an evaluation. I am bipolar and they asked a few question regarding what I feel when I have a manic depressive stage. I answered honestly and said that I think about suicid...

    Christopher’s Answer

    Over 15 years ago we sued a doctor who sent a person to a mental facility for two days as an involuntary committal based on a verbal report from a nurse when the law requires a personal evaluation by the doctor to sign the form. It was a clear breach of the law. In the end the jury awarded $10.

    It's unfair, but it's highly unlikely to succeed is the case.

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  • Can you be reimbursed for an emergency room visit?

    My husband's ear was bleeding in the middle of the night. After some debating we decided that it was serious enough to go to the, extremely expensive, emergency room. After being diagnosed with a pimple in his ear we were very uncomfortable but de...

    Christopher’s Answer

    You can always call to complain about the misdiagnosis and ask them to waive the bill. It's not something the courts can help with though. It's just too small.

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  • Can an at-fault accident be removed from your driving record?

    I was involved in an accident. The cop on the scene wrote me a ticket and apparently the other party received insurance money for "injuries." It was dismissed in court. Can I use the dismissal to get the at-fault off of my driving record? It is co...

    Christopher’s Answer

    Unfortunately the at fault decision Byron sure is independent of the outcome of the traffic court hearing. That is a private business decision they make to assess risk with you as a driver.

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  • Can I cash a diminished value check and demand more afterwards?

    I received a diminished value check from Geico for initial damages amounting to $3000 for $560. After the body shop started taking apart the vehicle, that estimate quickly grew to nearly $8000 (including damages to the frame). Can I cash this chec...

    Christopher’s Answer

    It all depends on what the check and accompanying letter say. In Georgia cashing a check if a debt is disputed can constitute an accord and satisfaction. Better safe than sorry and send it back.

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  • What is a reasonable settlement to expect? Will it be based on cost before or after insurance?

    I was involved in a car accident last May (2015). My car was totaled and my boyfriend and I were taken via ambulance to the hospital. We have settled about the car and about my boyfriend's medical bills, but are still working on mine. I have rece...

    Christopher’s Answer

    At trial you could present the gross total of the medical charges. You would likely have to reimburse at least a portion of what health insurance paid. It is hard to estimate case value without knowing how much damage occurred to the cars, the county the defendant lives in and the total of the medical bills. I am attaching a link to my article on the subject. Bottom line is; take some free phone consultations once you know the answers to those questions and get a few estimates. If you don't have a lawyer yet, ask the folks you call what the upside and downside of hiring them would be. Be sensitive to what they what to charge and their justification.

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  • Liability Insurance Bad Faith-What actions can I take?

    Hello. I had car wreck on March 6 due to the other driver's fault since she ran in a red light at the intersection and hit my vehicle in the front-driver's side with the front of her vehicle. She admitted that she ran a red right and it is stated...

    Christopher’s Answer

    There is a bad faith property damage claims
    Follow this statute in your letter stating your evidence of your diminution in value and you may get good results
    § 33-4-7 is the law that lays out what the insurance company has to do. The insurance company has to “adjust that loss fairly and promptly” and must “investigate and evaluate the claim.”

    If it is pretty clear they are responsible and don’t do their job, then they may have to pay an extra penalty of up to 50% of the repair or $5,000.00, whichever is bigger.

    To trigger this law, you must mail to the insurer a demand letter, certified or Fed Ex with the exact demand number. They then get 60 days to decide whether to agree or not. If they don’t agree and you win at least that number, you get the penalty.

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  • How do I find witness that were traveling with the traffic on that night?

    My daughter was killed in a tragic accident involving a tractor trailer. I believe that the driver should face criminal charge due to neglect. He cut her off while driving along the highway. Her car ran under the trailer on the truck. He crossed o...

    Christopher’s Answer

    Witness identification would be part of the research a trucking lawyer would do along with hiring a collision reconstructionist to piece together what happened.

    If you truly don't want to hire someone, send an open records request for The 911 tapes and call logs to the county 911 call center. Phone numbers and callers will be logged.

    It would be wise to get counsel on the matter asap and take a professional approach to finding the truth.

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  • Car accident without valid insurance?

    I was in a car accident in February in Clayton county GA where someone pulled out in front of me and no one was ticketed. I gave the officer an insurance card I believed to be valid and have come to find out it had lapsed. What kind of penalty cou...

    Christopher’s Answer

    The danger is not from the police, but rather from the other driver's insurance suing you for any money they pay to fix their driver's car. If the other driver did not have collision coverage so nothing gets paid, you should be in good shape. Make sure you have insurance going forward. Having a crash without insurance can result in you losing your license until the debt for the damage is paid.

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