Skip to main content
Christopher Matthew Simon
Avvo
Pro

Christopher Simon’s Answers

312 total


  • Can I get med pay coverage in GA If I am excluded driver?

    Usually my wife takes care of handling the car insurance.Long time ago , my name was listed as excluded driver(Unfortunately it was forgotten to be added .The day after the accident ,my name has been listed as driver) .I was involved with a car a...

    Christopher’s Answer

    The word excluded means you are specifically named as an excluded driver. Do you mean she just forgot to add your name to the policy? If it's the second situation, then you should be fine. If you are intentionally excluded from coverage, no.

    See question 
  • Can I get punitive damages in a hit and run

    I was hit on the job by a customer at Lowes in Cobb County and he fled the scene but was tracked down. Can I sue for punitive damages as well?

    Christopher’s Answer

    Fleeing the scene can support a punitive damages claim. Did you receive medical care for the injury? Without an underlying injury and appropriate care, there is not much if a claim as a practical matter. Finally, understand that some insurers like GEICO, do not insure for punitive damages. Get a consult with an experienced lawyer if there was an injury.

    See question 
  • Does Ga have uninsured motorist insurance for people who cannot pay

    Grandaughter in Georgia had a hit and run, and speeding ticket when she was 17. She is now 18 and own her own. I coukd get her an older car to drive yo college and work but cani Not afford car ins. At 300.00 per month. Does Ga have a fee you pay ...

    Christopher’s Answer

    I think what you are asking is actually if one cannot afford car insurance can they pay into a state fund instead of having liability insurance. The answer is no. You must have liability insurance.

    See question 
  • If go into smallclaims court and sue for the max of $5000 if the judge thinks that the claim is worth $3000 will he deny the ent

    I want to sue Krogers for food poisoning me. I didn't go to the hospital because I didn't really know at that time what I was sick from. But, there insurance company offered me $250.00 and as I spoke to an attorney he thinks that it's at least a $...

    Christopher’s Answer

    • Selected as best answer

    The maximum verdict in magistrates court is $15,000. Your lawyer is telling you the case is worth 5000. If The judge thinks it's worth 3000 then they will award 3000. It really doesn't matter what you asked for

    See question 
  • Should I hire a lawyer and sue for personal injuries/pain and suffering, lost wages, etc. or should I just settle w/ insurance?

    My husband and I were in a car wreck a week ago (1/12/16). It was determined by police at the scene by witness statements that the other driver was at fault. He also admitted fault to his insurance company (State Farm). I was driving and my husban...

    Christopher’s Answer

    It totally depends on whether your medical care gets complicated or not. My rule of thumb is; less than 2 months of care or $4,000 in gross cost of medicals, you should do it yourself. Your net in pocket is better than with an attorney. Let your body be the judge.

    See question 
  • I was turning left across stopped traffic and was tboned by someone driving in the area that is not a lane. Is it my fault?

    Car wreck involving someone illegally driving in the gore

    Christopher’s Answer

    It's not a slam dunk either way. If there is evidence other than your word that the other car was in the gore, then you have a good argument. They can still argue that you had a duty to yield if you could tell they were headed for the intersection. If the position of the cars makes it unclear, it's a harder case for you to prove.

    See question 
  • I'm uninsured and I hit someone at my fault. Can I get in serious trouble?

    I rear ended someone about 3 months ago with no injuries reported. My car was totaled while hers was repaired. The cost was about 2700$ that their insurance had to cough up. Now they are sending me letters stating if I don't pay it I will have my ...

    Christopher’s Answer

    Under georgia law they can and will take your license for having caused a crash without insurance. Call them up and workout a payment plan. It's not an ideal threat.

    See question 
  • I would like to know if this man wins a his settlement, will my settlement be in jeopardy?

    My daughter was driving my car and there was a very serious auto accident where a gentleman in the other car was severely injured. I was not driving and not even in the car nor was my husband. We are now being sued- myself, my husband for $4,000...

    Christopher’s Answer

    If the other party gets a judgment against you, then any money you have can be taken away. Your settlement should go through, but someday a judgment may take it. If you have been sued, talk to the lawyer your insurance company hires and consider consulting a bankruptcy lawyer. I'm sorry, that is just a terrible situation.

    See question 
  • Allstate Uninsured motorist help...first timer...

    Four months ago I was hit from behind I was dead stop waiting for the light to change. Police came to the scene took both parties info. Next day I found out that the officer made a mistake and that the other party had an expired insurance, neither...

    Christopher’s Answer

    The rule of thumb is 5,000 or less in bills, you can do it as a do it yourself. Anything beyond that, you will net out better value with and attorney. Don't be penny wise and pound foolish.

    See question 
  • How will the lien affect the injured if the car accident case passes the statute of limitations?

    I cannot agree the settlement money that a counsel suggested because my potion will almost be zero after the contingent fees and health insurance subrogation. So the counsel probably will place a lien on a settlement. If the case passes the statu...

    Christopher’s Answer

    If you refuse to accept the settlement and never do settle the case, then the lien is worthless and health insurance reimbursement claim goes away. It's the same result as if you settled it. I would prescient a lawyer to cut the fees in half because if you don't play ball if you refuse to accept the settlement and never do settle the case, then the lien is worthless and health insurance reimbursement claim goes away. It's the same result as if you settled it. I would prescient a lawyer to cut the fees in half because if you don't play ball no one gets paid

    See question