I am concerned about my credit and if I will lose the house. Will I be forced to refinance and get the mortgage in my name, can I even do that now?
The answer to as if you will loose the house depends on how much, if any equity is in the house. If there is little or no equity (less than about $10K) then if you continue to pay the mortgage you should have no issues. Refinancing to get the mortgage in your name may be required by your divorce decree and that will depend on your credit, employment, etc. but your ex-husband's Ch.7 filing shouldn't impact that issue.See question
I have 30 days to awnser to this is there a form that I can print
Ms.Eliot is exactly right as to what to do, but I would like to add that you can expect the law firm representing the HOA (or the HOA itself, if they are self-represented) to be very aggressive and to try to seek additional fees at every stage of this process.See question
we do still have a bank account together with very little money in it what do I need to do to stop the suit
Mr.Zinn is correct as to your course of action. Most GA bankruptcy lawyers offer free consultations. If it has been more than 30 days since you were served with the lawsuit, the creditor can get a default judgment and then begin collection actions. A bankruptcy, particularly a Ch.7 can protect you and what is in your account that belongs to you, as well as stopping the lawsuit.See question
Hello, I am in the state of GA. Currently married and awaiting approval on my I751 petition to remove conditional residence. It is now 7 months since my husband and I had our interview with USCIS so we are here patiently waiting. I received ...
This is not really a bankruptcy question, but one best put before an immigration attorney. What does and does not impact your I751 petition is generally something that a bankruptcy attorney might not know, but your immigration attorney should. There should be communication between your bankruptcy attorney and immigration attorney as to timing and impact of your possible Chapter 7 filing.See question
My ex hasn't paid child support in 3 yrs. In Jan 2010 I filed a Contempt of Court on the back child support. We went to court and he was ordered to pay the balance in full within 30 days or he would be arrested. He never paid and was finally arres...
Your ex-husband can file a Ch.13 to pay back the child support arrearage through the bankruptcy plan, but he must also pay his monthly obligation on time from the date of filing going forward. The bankruptcy doesn't alter his obligation to pay, it just provides a plan for paying the back child support.See question
My mother is 85 and in poor health. She has 17,000 in CC debt, mostly which is from groceries and her medicines. She is no longer able to make the required payments to the credit card companies. She has no assets except a 1992 car and a Burial pol...
One fact that isn't mentioned is if your mother has a bank account, which could be subject to garnishment from a judgment. It would be a good idea to consult with a bankruptcy attorney in your area, as she may benefit from a Chapter 7, which would address her credit card debt and any concerns about lawsuits.See question
I was in HAMP program and bank refused a Loan Mod and forced me into foreclosure. Bank wants me to pay them 10k by sept 3 to keep my house or else it will be sold public auction sept 7. A family member kindly offered to loan me 10k but i'm lea...
You do need to file a bankruptcy as soon as possible to stop that September 7 foreclosure. Keep in mind that some attorney's offices may not be open on Monday the 6th due to Labor Day. The Chapter 7 will stop the September foreclosure, but not a later foreclosure once the lender is granted a "Motion for Relief" from the automatic stay. This means that the lender can then re-start foreclosure, which in GA means advertising for 4 consecutive weeks and a sale on the next available "Foreclosure Tuesday" which is the first Tuesday of the month. The main question though is how fast the mortgage company will act once you file, and this is really dependent upon your mortgage company, and how they view both you and your property, as well as what they feel is in their best interest. That being said, it is impossible to say when they will act to foreclose on your home, but the Ch.7 will buy you some time and address other debt issues. I suggest you contact a bankruptcy attorney as soon as possible.See question
I was involved in a violation of Gen Ord #1 & was counseled by my Company CDR that he was recommending a Field Grade Art. 15. Nothing has happened, there are three conflicting Sworn Statements, none of which are actually true. I have not been re...
Mr.Kees is correct. You should contact TDS (Trial Defense Services) on post and they may be able to assist you in this matter.See question
Thinking seriously about filing Chapter 13..I have back taxes as well and when I read this could stop recurring penalty and interest I was like Bingo!
A bankruptcy (Ch.7 or 13) may be reportable on your credit history for ten years. Successfully completing a Ch.13 though shows a reliable payment history and is a positive thing. The Ch.13 to address tax issues is a great recovery tool. You should consult with a bankruptcy attorney who can provide you greater detail as to how a Chapter 13 can benefit you and your situation.See question
Filing chapter 13 and need to know if I will loose my house.
Really one needs more information regarding this. If you are filing a Ch.13 bankruptcy, it is highly recommended that you consult with an attorney who can advise you about your house, what your options are and what makes the most sense. Generally though, a Ch.13 bankruptcy is the best option if you are behind in a mortgage and want to keep your property.See question