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Ryan S Montgomery
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Ryan Montgomery’s Answers

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  • What to do if I was hit by a drunk driver and they have no insurance?

    I was hit by a drunk driver head on a couple of nights ago. My truck is not totaled but it has at least $8,000 worth in damage. Come to find out she has no insurance. I nor did she receive any injuries, I believe I have some whiplash but I am goin...

    Ryan’s Answer

    By law South Carolina requires all insurance companies to provide uninsured motorist coverage on every vehicle for this very reason. Call your insurance company and send them a copy of the FR-10 accident report. Your company will take care of it

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  • Why does my employer want to pay for all my medical bill and not turn ot over to workes comp yes did get hurt on job

    Leting them right now but don't think it is a good idea

    Ryan’s Answer

    Terrible terrible terrible idea. Nothing can make them pay, if they get expensive then they stop and then insurance company denies.

    I can't stress enough how awful of an idea this would be.workers comp is in place r for a reason- to protect the injured worker.

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  • Hurt on the 2012 out of work since had car accident 2015 does it affect workers comp

    back injury on job being treated now my auto accident tore my acl knee workers comp wants to stop my treatment with injury in 2012

    Ryan’s Answer

    Having s little trouble following the dates but if you had a car accident after your work comp injury with injury to same body part then it "can". Get with a lawyer ASAP so you can try and prevent your benefits from stopping based upon a "subsequent intervening accident".

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  • If my friend was driving and ran a stop sign and hit a car, stopped and drove off; is this a felony or misdemeanor?

    He blew a stop sign and T-boned a car with his truck. He fled the scene. I do not know if the other driver sustained injuries. He went to a gas station and called his friend. When the police got there he was arrested for a DUI but did not blow, ca...

    Ryan’s Answer

    this would be better posted in the tcriminal law section

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  • What should i settle for with broken nose and whiplash I'm 14 weeks pregnant

    I was recently in car accident and I was thrown out of car I'm 14 weeks pregnant I have a broken nose and really bad whiplash. Haven't been told.if I will have to have surgery yet on my nose. Should I get a lawyer or let the insurance company try ...

    Ryan’s Answer

    Insurance company is NOT your friend. Take advantage of a free consult with an attorney. Can't hurt...

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  • How long does a settlement for work related accident and injury lawsuit?

    My child's father had a very bad accident that caused him to be injured on his job in 2014. His injuries was so bad he almost died and was hospitalized for months.

    Ryan’s Answer

    Not until he reaches a medical plateau. The doctors determine this. From the time you actually settle your case is can take 2-4 weeks to finalize everything.

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  • I was laid off while on workers comp, If I sign a release of claims, am I releasing my employer from liability from my injury?

    I'm on Workers comp and was laid off. I was asked to sign an attractive severance agreement with a release of all claims.

    Ryan’s Answer

    I agree with Kenny BUT if you've been laid off why would you sign anything? Who does that benefit other than your employer?

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  • If an employee is laid off on workers comp is the employer still responsible for settling the claim?

    Hurt leg on job.

    Ryan’s Answer

    Yes, if their is a resulting impairment to the leg. However, being laid off or quitting/retiring during comp can impact case in different ways. Take advantage of s free consult with a local lawyer where you can give more details and get s better answer. Ryan

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  • How much is slight bugling disk worth do to on job injury in sc

    How much is a on job neck injury worth in sc

    Ryan’s Answer

    There's no set dollar value- the doctors rating, how much you make per week, type of settlement, work restrictions etc.

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  • See above

    I was in a motorcycle accident and had 8 broken ribs. I am still under a doctors care. It was my husband that was driving the motorcycle. So we filed with his insurance company for my bills however he only had 25 thousand for coverage and my medic...

    Ryan’s Answer

    Agree with Nate. Depending on what you sign you could sign away your ability to go after other insurance.

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