I had to file bankruptcy due to medical bills. I was embarrassed and scared what people would think, but i saw no other choice. I was afraid I'd be garnished. I met with Michael Heath because he had a free consultation not knowing what to expect. I was so relaxed in his office. He made me feel like I... mattered and it would be ok. I ended up filing bankrultcy and when i had my hearing it went so smooth. He and his secretary always made me feel relaxed, and they were very professional. His cell phone is even on his voice mail. I really felt they cared. Life is better. My health is back and my credit is improving. Thank you.