Am getting taken to court for credit card on July 17 2017,should I go bankruptcy,before court
Mail service alone is usually insufficient service, but they will also be sending a process server to deliver it to you shortly.
The wrong social indicated to me that they may have you confused with someone else.
If you need to file bankruptcy, you should be talking to a lawyer sooner rather than later.
Cleaning up after the bankruptcy is a little easier if there is no judgment to clear up.
It is highly recommended that you contact a lawyer sooner rather than later. You may or may not need to file bankruptcy, and the type us very fact specific. Seeing a lawyer sooner is better than later.See question
Getting taken to court in July for credit card debt, do not want wages garnished,
Defense of a debt collection matter is a rather complicated issue.
There are a number of things that could be defenses to this claim, including the statute of limitations.
You should consult with a local consumer protection lawyer at your earliest convenience.
I filed bankruptcy and it was discharged. This creditor was listed and they were notified. The discharge was then finalized. After the discharge, I continued to bank with them as they clarified that both debts were discharged 1 month after the d...
This is a potential violation of the discharge.
You should contact your lawyer immediately.
This is more complicated by this being your bank where you deposit funds.See question
I am currently in chapter 13 bankruptcy for about a year now, but just received a summons, " warrant in debt civil claim for money" and a court date.
As my fellow lawyer Mr Press said, if the claim arose before the filing of your bankruptcy, then it should be stayed.
If it arose after them they can sue, but they cannot collect from you involuntarily.
In this context, that means that if you started owing them before, it arose before. An example would be a car or a credit card you stopped using before the bankruptcy. However, some of those debts get sold from place to place, so discussing it with your lawyer is critical.
Either way, you should see your bankruptcy lawyer, as soon as possible.See question
I received a warrant in debt 20 days ago, with a hearing set for next month. I owe the debt and it's within the SOL; due to being unemployed, I was unable to continue making payments, the account defaulted to a collection agency, and I'm still not...
The response is not due unless the judge orders "pleadings". Pleadings are a Bill of Particulars, which is filed by the plaintiff, and a Grounds of Defense, also called an Answer, filed by the defendant.
In this case, you would be well advised to consult with legal counsel. Even if you owe the debt, this may be something that a well prepared lawyer can avoid a judgment.See question
I am applying 3 credit card.what denied.i have over 740 credit score and suffecent income and good bank balance. I don,t know buy denied.one card want all document to mail throw other won I don,t know. I have 1 self card and 2 utherige user. thay ...
In what basis would you sue?
They can deny credit on any basis that is not a prohibited reason.
I would guess they turned you down because you applied for too many accounts at the same time.
I opened a couple credit cards after we got married & he just found out about it a few years later. He's threatening me with filing charges. Can he actually press charges & I go to jail?
It is unlikely that you would be charged because the amount is below the amount they care about, but you could be charged.
There is both a federal statute and a Virginia statute. It is unusual for both to charge you, but they can.
You should pay off the bill and close the account.
I had a claim against Equifax and Experian for a credit file mix up that prevented me from purchasing a house.
It depends on a number of factors.
Did you represent yourself? Or did you have a lawyer?
How long ago did you actually settle? Do you have a copy of the signed settlement agreement?
If you had a lawyer, did your lawyer get the check yet?
Equifax and Experian typically take between 20 and 30 days to actually send the check. Their accounting department is not known for being fast.See question
A lawsuit was brought against me by Discover Bank for a credit card account. I submitted a Request for Production of Documents. In short it read, "Please produce any credit application signed by Defendant. Please produce a copy of all statements f...
Defense of a collection lawsuit is much more complicated than the keyboard commandos you have been talking to have made it out to be.
You should hire a lawyer now, before you make a worse mess.See question
I have judgements that are over 10 years old or close to being 10 years old. I have had a job offer rescinded and was not offer a job because of them. I have also been denied housing in NYC because of them. All judgements are paid and some of the...
I have blogged about this. http://www.krumbeinlaw.com/false-background-check/
First, you should obtain your credit reports- Order over the phone, not the internet- 877-322-8228. This is the central source.
Second, the employer is required to give you an adverse action notice.
Take that and the credit reports, and go see a lawyer.
You need to do certain things, like attacking the underlying judgments (I bet the court record does not show paid), and there is a good chance that your credit file is messed up.