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About me

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Bio: click here.


When defending consumers, I offer a combination of “flat fee” full service and limited scope representation in collections cases, because I realize that paying a lawyer at prevailing hourly rates often does not make sense in a collections case.  When I am suing a debt collector, I also seek to recover my fees where possible through fee shifting consumer protection statutes, such as the Fair Debt Collection Practices Act and the Maryland Consumer Protection Act.

FOR CONSUMERS:  I represent Maryland consumers in the following areas:

  • Debt Collection Defense

  • Debt Collection Harassment and Abuse under the Fair Debt Collection Practices Act

  • Automobile Repossession

  • Wrongful Foreclosure

  • Credit Reporting Errors under the Fair Credit Reporting Act

  • Telemarketing Abuse under the Telephone Consumer Protection Act

  • Unfair and Deceptive Acts and Practices under the Maryland Consumer Protection Act

  • I also offer Brief Legal Advice, legal documents, and court coaching in Consumer Matters — see here and here.

  • I have represented people in litigation against the following entities: Midland Funding, LLC, Portfolio Recovery Associates, LLC, CACH, LLC, Cavalry Portfolio Services, LLC, Hilco Receivables, Pasadena Receivables, FIA Card Services, Capitol One, Bank of America, American Express, BB&T, JP Morgan Chase, Ocwen, Nationstar and others.




Photos and videos

1549322 1455988011

Practice areas


  1. Debt Collection: 60%
  2. Consumer Protection: 20%
  3. Appeals: 20%



Contingent (25-40%), Fixed (always), Pro bono (20%)

Payment types:

Cash, Check, Credit card

Attorney endorsements

11 total 

Are you an attorney? Endorse this lawyer

  • Stephanie Lynn Royal

    I endorse this lawyer.


    Stephanie Royal Debt settlement Attorney
    Relationship: Fellow lawyer in community

  • Ian Dipak Chowdhury

    Peter Holland is a great asset for the consumers of this country. He not only helps his own clients, he also also diligently pushes for the cause of economic fairness on behalf of all of us.


    Ian Chowdhury Consumer protection Attorney
    Relationship: Fellow lawyer in community

Contact info

Holland Law Firm, PC

1910 Towne Centre Blvd., Ste. 250
P.O. Box 6268
Annapolis, MD, 21401


We have not found any instances of professional misconduct for this lawyer.
Avvo contributions
Legal answers
Award nameGrantorDate granted
Arthur W. Machen AwardMaryland Legal Services Corporation2012
Pro Bono Service AwardPro Bono Resource Center of Maryland2012
Simon K. Walton AwardMaryland Association for Justice2011
Champions of Justice and Human Rights AwardMaryland Legal Aid Bureau2011
Super LawyerSuper Lawyers2010
Super LawyerSuper Lawyers2009
Super LawyerSuper Lawyers2008
Work experience
TitleCompany nameDuration
PrincipalThe Holland Law Firm, P.C.1996 - Present
Association namePosition nameDuration
Maryland State Bar Association, Resolution of Fee Disputes CommitteeMemberN/A
Civil Justice, Inc.MemberN/A
Maryland Consumer Rights CoalitionMemberN/A
National Association of Consumer AdvocatesMemberN/A
Anne Arundel County Bar Association, CLE CommitteeChair2006 - 2007
Maryland State Bar Association, Pro Bono Legal Service Standing CommitteeMember2004 - 2006
Legal cases
Case nameOutcome
Bradshaw v. Hilco Receivables, LLC, 725 F.Supp. 2d 532 (D. Md. 2011)Settled
Hauk v. LVNV Funding, LLC , 749 F.Supp.2d 358 (D. Md. 2010)Settled
Proctor v. Metropolitan Money Store Corp., 645 F.Supp.2d 464 (D. Md. 2009)Settled
See all legal cases 
Publication nameTitleDate
Loyola Consumer Law Review, Vol. 26, No. 1, 2014. p. 179Junk Justice: A Statistical Analysis of 4,400 Lawsuits Filed by Debt Buyers2014
Federal Reserve Bank of Boston Communities and BankingDebt-Buyer Lawsuits and Inaccurate Data2014
In the Maryland Court of AppealsAmicus Brief in Townsend v. Midland Funding, LLC2013
46 Clearinghouse Review 12Defending Junk Debt Buyer Lawsuits2012
6 Journal of Business and Technology Law 101The One Hundred Billion Dollar Problem in Small Claims Court: Robo-Signing and Lack of Proof in Debt Buyer Cases2011
Maryland Trial ReporterFraud is Fun: or, How a Foreclosure Rescue Scam Changed My Life2009
School nameMajorDegreeGraduated
Bard CollegePhilosophyBA - Bachelor of ArtsN/A
St John's College-AnnapolisLiberal ArtsMA - MastersN/A
University of Maryland School of LawLawJD - Juris DoctorN/A
Speaking engagements
Conference nameTitleDate
Life of a Debt: Data Integrity in Debt Collection: Life of a DebtDebt Collection Litigation2013
Consumer Rights Litigation ConferenceEvidentiary Objections to Debt Buyers' Bogus Documents2013
2nd Annual Pro Bono ConnectionDefending Debt Buyer Lawsuits in State Court2013
The Diane Rehm ShowNew Concerns Over Credit Card Debt Collection2012
National Aging and Law ConferenceAttack of the Zombie Debt Collectors2012