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About me

Using her combined experience of over 15 years, first as a CPA and now as an attorney, Sonya Smith-Valentine has had a successful legal career winning cases against credit bureaus, credit card companies, banks and collection agencies for unlawful activity.

Sonya has built her firm to have a significant presence and practice helping consumers with credit reporting errors, debt collection harassment, identity theft, credit card lawsuit defense and bankruptcy credit reporting errors. Her expertise on credit and debt laws include: the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), the Electronic Funds Transfer Act (EFTA), and the Fair Credit Billing Act (FCBA).

Sonya is also a powerful keynote speaker. Having been a victim of identity theft, she is passionate about empowering her audiences understand the importance of protecting sensitive personal and financial information. She excels at empowering individuals to embrace organizational change for better compliance with consumer protection laws.

Sonya blends her experience as a practicing attorney with her energetic speaking style to enlighten and inspire her audiences. Her presentations are rich with ideas, suggestions and stories which have made her a sought after keynote speaker by colleges and corporations and at events throughout the country. Audiences walk away with the knowledge, resources and tools needed to change their approach to handling most identity theft and personal finance issues.


Photos and videos

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Practice areas


  1. Debt Settlement: 20%
  2. Credit Card Fraud: 20%
  3. Credit Repair: 20%
    14 years
  4. Debt Collection: 20%
    14 years
  5. Identity Theft: 20%
    14 years


Payment types:

Cash, Check, Credit card

Attorney endorsements

11 total 

Are you an attorney? Endorse this lawyer

  • Richard Ivar Rydstrom

    I endorse this lawyer.


    Richard Rydstrom Litigation Attorney
    Relationship: Fellow lawyer in community

  • Peter Albert Holland

    I have known Sonya for over 10 years, and I recently attended one of her lectures on identity theft and credit repair. If I had credit reporting problems, she would be one of the first people I would call. She is a recognized leader in this field.


    Peter Holland Debt collection Attorney
    Relationship: Fellow lawyer in community

Contact info

Valentine Legal Group, LLC

1300 Mercantile Lane
Suite 139
Largo, MD, 20774


DCActive 200107/10/2016
NYCurrently registered 199803/07/2016
We have not found any instances of professional misconduct for this lawyer.
Avvo contributions
Legal answers
Award nameGrantorDate granted
Certificate of AppreciationLegal Aid Bureau, Inc.2001
Work experience
TitleCompany nameDuration
AssociateLiotta, Dranitzke & Engel2001 - 2002
Staff AttorneyLegal Aid Bureau2000 - 2001
Staff AttorneyLegal Aid Society1998 - 2000
Association namePosition nameDuration
National Association of Consumer AdvocatesMemberN/A
Maryland State Bar AssociationMemberN/A
Prince George County Bar AssociationMemberN/A
District of Columbia Bar AssociationMemberN/A
Maryland Consumer Rights CoalitionMemberN/A
Civil Justice NetworkMemberN/A
Legal cases
Case nameOutcome
Beuster v. Equifax Information Services, 435 F. Supp. 2d 471 (D.Md. 2006)Settlement
See all legal cases 
Publication nameTitleDate
Maryland State Bar Association Bar Bulletin NewspaperCourt Ruling: Credit Bureaus Must Revamp Their Bankruptcy Reporting2009
ABA Solo & Small Firm NewsletterWhen Debt Collectors Call2009
Prince George's County Bar Association News JournalPreventing Credit Damage in Divorce2008
Maryland State Bar Association Bar Bulletin NewspaperIt's Not Identity Theft: When Credit Reports Behave Badly2007
Maryland State Bar Association Bar Bulletin NewspaperCollection Attorneys Beware of New FDCPA Rulings2006
Maryland State Bar Association Bar Bulletin NewspaperBankruptcy = Fresh Start? Maybe Not!2005
Maryland State Bar Association Bar Bulletin NewspaperWhen Debt Collectors Call2004
School nameMajorDegreeGraduated
Brooklyn Law SchoolLawJD - Juris Doctor1997
Villanova UniversityAccountancyOther - Bachelors1991
Speaking engagements
Conference nameTitleDate
Wisdom. Wealth & Wellness ConferencePersonal Finance2012
Personal Finance Seminar for ProfessionalsPersonal Finance2012
Financial Literacy Leadership ConferencePersonal Finance2011
Maryland Women's ConferenceIdentity Theft2009
Coping With Financial CrisisHandling Your Credit During Unstable Ecomonic Times2009
Consumer Rights Litigation ConferenceFair Credit Reporting Act2009
Personal Finance Seminar for ProfessionalsConsumer Credit and Banking Laws2008
NBA Annual ConventionFair Credit Reporting Act and Fair Debt Collection Practices Act2008
Identity Theft ForumIdentity Theft Forum2008
Hanging Out a ShinglePractical Business Tips: Starting a Solo Practice2008
2008 Women's ConferenceCredit & Debt Problems Happen...Here's How You Respond2008
Personal Finance Seminar for ProfessionalsDebt Collection Harassment and Debt Collection Lawsuits2007
NCLC Litigation ConferenceRunning a Consumer Law Firm2007
NACA FCRA Training ConferenceDeveloping a Fair Credit Reporting Act Case2007
Money Power DayWays in Which Attorneys Can Help Consumers2007
Hanging Out a ShinglePractical Business Tips: Starting a Solo Practice2007
Consumer Law SeminarDebt Collection Harassment and Identity Theft2007
NCLC FDCPA Training ConferenceFair Debt Collection Practices Act2006
NACA FCRA Training ConferenceFair Credit Reporting Act2006
Hanging Out a ShinglePractical Business Tips: Starting a Solo Practice2006
Consumer Law SeminarDebt Collection Harassment and Identity Theft2006
Consumer Law Overview: Top Issues Facing Low-Income ConsumersStopping Debt Collection Harassment2006
Annual Solo and Small Firm Conference60 Tips to Get and Keep More Money2006
Senior Law DayPreventing Identity Theft2005
NCLC Litigation ConferenceDebt Buyers2005
Identity Theft ForumIdentity Theft2005
Elder Law Forum and Clinic on Consumer FraudFighting Back Against Consumer Fraud2005
Consumer CornerLegal Issues of Interest to Consumers2005
Credit Report ErrorsCredit Report Errors2004