I was out of work for almost a year and my unemployment compensation ran out, had help from the local church paying rent and groceries. My credit cards went into default and referred to collection agencies. Encore Hayt, Hayt & Landau, LLC is now...
Sometimes the best defense is a good offense. Good chances are that they have violated your consumer protection rights in how they are attempting to collect or how they are reporting debt on your credit. We have dealt with these companies many times and it is not uncommon to find such violations. If this is the case, many consumer protection attorneys can represent you at no cost. Contact a consumer protection attorney before going to Court. Best of luck!See question
The credit card in question was issued by citigroup. But never got any letter informing me about calvary being new issuer.
You should seek the assistance of a consumer protection attorney. There may be violations of certain federal consumer protection statutes by Cavalry in their attempts to collect such alleged debt or perhaps in the way they are reporting it on your credit.See question
Bought house in 2005 together with my then fiancé in Illinois. . Both on mortgage. He turned violent had to make police report, restraining order and I left the state to be with family. He stopped making payments for 6 years. . Then modified las...
You may have a claim pursuant to the Fair Credit Reporting Act (FCRA) if they are reporting the information on your credit inaccurately. At no cost, we have handled many issues like this over the years. You may want to seek the advice of an attorney who handles credit issues. Best of luck.See question
I have an account on my credit for verizon that i dont owe i get a call from a collection agency i tell them not to call back the manager called a telephone tough guy
It could be a violation of the Fair Debt Collection Practices Act (FDCPA) but you may likely also have a claim under the Fair Credit Reporting Act (FCRA) if Verizon is reporting a false or inaccurate account or amount on your credit. At no cost, we have handled many cases like this in the past. You should consult with a consumer protection attorney asap. Best of luck.See question
Claim was for $38,000. There is additional $11665 , I was told not to put in claim, as it involves fraud, misrepresentation, dishonesty. I can not bring CH to small claims as her bankruptcy protects her . Local police will not take a theft report...
Contact a bankruptcy attorney immediately. As my colleagues noted, this is not a do it yourself project, especially with a sizable amount of money at stake. I always tell people that going up against another lawyer on your own is like going into a boxing ring with Mike Tyson ... with no boxing gloves. It is not wise.See question
I checked my credit reports and one of my accounts had a $0 balance, then I checked it about a year later and it has a balance.? I disputed it with the CRA's and the results were, the creditor stated that the balance is correct. Can a creditor do ...
If the balance has changed, creditors can report it, so long as their reporting is accurate. In this case, it is probably correct for them to report a balance owed if the other borrower went bankrupt on the debt. If the balance has been paid, you should contact a credit law attorney.See question
If disputing an account on my credit report for inaccuracies I need to explain why plus provide proof what about If I just dispute it because is not belongs to me can I just said that because I do not have proof? please If attorney experts in c...
You should explain the reason for your dispute, and providing proof is certainly helpful if proof is available.See question
my question is can a workers comp case can appear in your Credit report or is not legal please if credit attorney expert can give advise?
Debts, judgments and bankruptcies generally appear on one’s credit report. I would not worry about anything from workers comp appearing on your credit unless you owe a judgment to your employer or their insurer.See question
I got my credit report from annual credit report If I send a dispute to CB how log I need to wait 30 calendar days or 45 calendar days ? please If credit attorneys experts can give an advice?
The credit reporting agencies have 45 days to complete a reasonable investigation and send you their results.See question
I am trying to finish my last year of college but Experian has this on my credit they said they would correct this but I want to sue them for damages that have already happened because of it, they admitted the mistake, please advise!
Contact a credit law attorney immediately. Many of us offer no cost legal services.See question