Bought house in 2005 together with my then fiancé in Illinois. . Both on mortgage. He turned violent had to make police report, restraining order and I left the state to be with family. He stopped making payments for 6 years. . Then modified las...
You may have a claim pursuant to the Fair Credit Reporting Act (FCRA) if they are reporting the information on your credit inaccurately. At no cost, we have handled many issues like this over the years. You may want to seek the advice of an attorney who handles credit issues. Best of luck.See question
I have an account on my credit for verizon that i dont owe i get a call from a collection agency i tell them not to call back the manager called a telephone tough guy
It could be a violation of the Fair Debt Collection Practices Act (FDCPA) but you may likely also have a claim under the Fair Credit Reporting Act (FCRA) if Verizon is reporting a false or inaccurate account or amount on your credit. At no cost, we have handled many cases like this in the past. You should consult with a consumer protection attorney asap. Best of luck.See question
Claim was for $38,000. There is additional $11665 , I was told not to put in claim, as it involves fraud, misrepresentation, dishonesty. I can not bring CH to small claims as her bankruptcy protects her . Local police will not take a theft report...
Contact a bankruptcy attorney immediately. As my colleagues noted, this is not a do it yourself project, especially with a sizable amount of money at stake. I always tell people that going up against another lawyer on your own is like going into a boxing ring with Mike Tyson ... with no boxing gloves. It is not wise.See question
I checked my credit reports and one of my accounts had a $0 balance, then I checked it about a year later and it has a balance.? I disputed it with the CRA's and the results were, the creditor stated that the balance is correct. Can a creditor do ...
If the balance has changed, creditors can report it, so long as their reporting is accurate. In this case, it is probably correct for them to report a balance owed if the other borrower went bankrupt on the debt. If the balance has been paid, you should contact a credit law attorney.See question
If disputing an account on my credit report for inaccuracies I need to explain why plus provide proof what about If I just dispute it because is not belongs to me can I just said that because I do not have proof? please If attorney experts in c...
You should explain the reason for your dispute, and providing proof is certainly helpful if proof is available.See question
my question is can a workers comp case can appear in your Credit report or is not legal please if credit attorney expert can give advise?
Debts, judgments and bankruptcies generally appear on one’s credit report. I would not worry about anything from workers comp appearing on your credit unless you owe a judgment to your employer or their insurer.See question
I got my credit report from annual credit report If I send a dispute to CB how log I need to wait 30 calendar days or 45 calendar days ? please If credit attorneys experts can give an advice?
The credit reporting agencies have 45 days to complete a reasonable investigation and send you their results.See question
I am trying to finish my last year of college but Experian has this on my credit they said they would correct this but I want to sue them for damages that have already happened because of it, they admitted the mistake, please advise!
Contact a credit law attorney immediately. Many of us offer no cost legal services.See question
I got a bill for damages to an apartment I moved out of. My sole income is social security disability. If I request an affordable payment plan, can they still force me to pay more than I can afford? And if I really cannot afford what they want ...
Social Security is exempt from garnishment by creditors. If you filed a Chapter 7 four years ago, you may be entitled to receive a discharge in a Chapter 13 case, under which you may only need to repay a portion of your debt.See question
I was recently intimidated into agreeing to pay a company for help with reducing my credit card interest rates. I shortly realized that I was being scammed after researching the company on the internet. I changed my bank account information before...
If you executed a valid contract then the debt is technically "legitimate.” Note that if they were not doing what they promised, then the contract itself is probably void. Mr. Burr makes an excellent point about checking with the PA attorney general or FTC to see if others have filed complaints against the company. I would actually start there. Also, make sure to dispute the debt with the collection agency and with the credit bureaus (if it is being reported on your credit).See question