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Doris Jane Dabrowski

Doris Dabrowski’s Answers

143 total


  • Pension Plan Terminated Over 90 Days Ago And No Information At All Provided?

    The employer terminated the pension plan after it was transferred to Fidelity over 90 days ago due to a merger. We were notified that the pension benefits were frozen and ceased as of the date of the merger closing but we have not been provided a...

    Doris’s Answer

    I suggest contacting the Dept. of Labor Employee Benefits Security Administration. The procedures depend on whether the plan is a defined benefit plan or a defined contribution plan.

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  • How can I sue Comcast for its shabby accounting practices when it comes to paying commissions?

    I have worked for Comcast Business as a Sr. Account Rep. I notice month after month that because of shabby accounting practices and manual process, that I suffer loss of wages and commissions. Sometimes in the thousands because of accelerators. Th...

    Doris’s Answer

    If commissions or any other aspect of your compensation is underpaid, you can file a lawsuit under the PA Wage Payment & Collection Law. In the course of a lawsuit, the parties can request relevant documents and take other discovery. You should consult an attorney to review the commission agreement and all other documents that describe how a commission should be computed.

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  • Will my social security disability affect my usps pension?

    I'm 60 with 24 years with the post office. I'm eligible for early retirement. I applied for social security disability and got it. How will that affect my retirement if I retire now?

    Doris’s Answer

    If you are unable to provide efficient service because of a medical condition, you should apply for disability retirement. You must apply within 1 year of your separation from the service. FERS disability retirement is coordinated with social security. During the first year of FERS disability retirement, the retiree receives 60% of the high three average salary reduced by the payable social security benefit. After the second year, the FERS disability retirement benefit is 40% of the high 3 average salary reduced by 60% of social security benefits payable.

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  • Can my employer terminate my health insurance while I am on medical leave?

    I was in the hospital and subsequently put on medical leave by my physician starting on May, 23. After my sick time ran out I began paying my portion of my insurance premium out of pocket and receiving no income at all. My physician continues to s...

    Doris’s Answer

    Does your health insurance policy require advance notice of termination? The Affordable Care Act requires insurance plans to have a review process. The plan sponsor must provide a benefit summary and summary plan description including information about the internal and external review process. Whether or not you are covered by the FMLA, you can pursue the appeal of the benefit termination or rescission.

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  • Is a pension option selection "written in stone" or can it be changed due to circumstance?

    My name is Richard Brodsky. I retired in 1999 after 31 years of service as a NYC teacher. I completed the Tier I service retirement application at the UFT offices in Coop City in the Bronx. Page 5 of the application was entitled Form of Payment El...

    Doris’s Answer

    Public employee pensions are governed by state statutes, rather than by federal pension law. You can try to research the state law applicable to teachers' pensions or consult a N.Y. attorney familiar with public employee pensions.

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  • Ok first off I understand PA is an at-will employment state but I do understand there are laws that govern the practice of this.

    Ok so I was hired at a company that does background checks on May 9th I worked for like 24 days and they said I would have to be taken off of the shift due to me having a non criminal VUFA violation and would have to go through a review board who ...

    Doris’s Answer

    The Fair Credit Reporting Act specifies procedures for consenting to a background check and for notice of an adverse decision based on background check information.

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  • Why can I be denied Short term Disability coverage through my workplace?

    I filled out paperwork during open enrollment for short term disability through my work. Not once did my human resource lady tell me I could be denied. I received a letter in the mail denying me coverage based on my weight.

    Doris’s Answer

    Claimants must be disabled as defined in the STD plan or policy. Some short term disability plans are governed by ERISA, the federal law; however, STD plans that are wage continuation schemes may be non-ERISA plans. The procedures to challenge a denial depend on whether the STD plan is an ERISA plan.

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  • What are my rights regarding time off for pregnancy?

    I am currently 38 weeks pregnant. I talked to my doctor about being done with work on Aug 5 because I have concerns about going into labor while driving (about 50% of my work is driving) and they wrote me a note that said I needed to be off from J...

    Doris’s Answer

    You may request a reasonable accommodation of your medical condition resulting from pregnancy. An employer generally should accommodate pregnancy unless the accommodation causes an undue hardship. You and the employer should discuss an appropriate reasonable accommodation. You are not necessarily entitled to the accommodation of your choice, if another accommodation is reasonable. Consider whether driving can be eliminated or reduced.

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  • One of my employees committed fraud, stole $12K+. I have evidence and she admitted guilt. How do I get my money back?

    Employee committed fraud by submitting fraudulent timesheets over several months regarding services which are connected to Medicaid payments for home care services. Total theft of about $12K+. I have evidence of the fraud and confronted in writi...

    Doris’s Answer

    If your firm already submitted claims for Medicaid reimbursement, you should take immediate action to correct the claims. If the employee has assets in her own name, filing a complaint in municipal court against her may be worthwhile. If you report possible criminal action, hopefully a court would order restitution. However, you do not have control over the criminal proceedings.

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  • Will I be able to retire from my employer and collect my pension if I am out of work at the time because of a health issue?

    My father is 64 years old and recently lost sight in his eye due to a mini- stroke and is unable to return to work at this point. He has been off work for 2 days at this point using vacation time. He was planning to try and work until he was 66 an...

    Doris’s Answer

    The governing pension plan document must specify the normal retirement age and the eligibility criteria to collect a pension. Normal retirement age cannot be higher than 65; a Plan may provide for a lower age. Some plans allow for an actuarially-reduced early retirement and/or a disability retirement that is unreduced. As long as the employee is vested in the plan, the pension benefits are not forfeited by a period of absence from work. The summary plan description should contain the eligibility criteria. Ascertain whether there is short and/or long term disability insurance.

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