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Practice areas


  1. Bankruptcy: 80%
    29 years, 4.5 thousand cases
  2. Foreclosure: 20%
    14 years, 300 cases



Free consultation (45 minutes)

Payment types:

Cash, Check, Credit card

Attorney endorsements

3 total 

Are you an attorney? Endorse this lawyer

  • Hovanes Margarian

    I endorse this lawyer.


    Hovanes Margarian Consumer protection Attorney
    Relationship: Fellow lawyer in community

  • David Lawrence Ganje

    With more than 25 years of experience, Richard is a very knowledgeable attorney specializing in bankruptcy law in Upstate New York. Richard studies the law and cares about the welfare of his clients and guides them through the bankruptcy process from start to finish. He maintains a current knowledge base in the ever changing bankruptcy laws. I have referred clients to him.


    David Ganje Commercial real estate Attorney
    Relationship: Fellow lawyer in community

Contact info

Richard Croak & Associates

314 Great Oaks Blvd.
Albany, NY, 12203


NYDue to reregister within 30 days of birthday 197607/10/2016

Professional misconduct

This lawyer was disciplined by a state licensing authority.

  1. Stayed Suspension
    issued in NY, 2000


    Stayed suspension means the attorney has been suspended, but that the suspension is placed on hold (and ultimately removed) if the attorney complies with certain requirements.

Avvo contributions
Legal answers
Award nameGrantorDate granted
Business BankruptcyAmerican Board of Certification2014
Consumer BankruptcyAmerican Board of Certification2014
President's Pro Bono Service AwardNew York State Bar Association2006
Private Attorney Involvement ProgramLegal Aid Society2005
Consumer BankruptcyAmerican Board of Certification1995
Business BankruptcyAmerican Board of Certification1994
Work experience
TitleCompany nameDuration
Managing PartnerRichard Croak And Associates NY1994 - Present
Office HeadUnited States Dept. of Justice1988 - 1994
Association namePosition nameDuration
Capital District Bankruptcy Bar AssociationBoard of Directors2011 - Present
National Association of Consumer Bankruptcy AttorneysMember2000 - Present
New York State Bar AssociationMember2000 - Present
American Bankruptcy InstituteMember1994 - Present
School nameMajorDegreeGraduated
Brooklyn Law SchoolLawJD - Juris Doctor1976
Speaking engagements
Conference nameTitleDate
Dealing With Residential ForeclosureForeclosure2011