My family exhausted all of our financial resources, cash savings, and credit cards due to my elderly mother's additional medical bills that was not covered by her insurance. An unexpected death sent our family into poverty, With the threat of losing our home, mounting interest from non-payment of cre...dit card bills, school loans, and medical bills our future looked dim. In addition , the stress of 15 to 20 phone calls beginning at 8AM to 8PM from banks and creditors, our family was on the brink of being torn apart. I was referred to Mr. Perano and after the consultation I immediately retained him. Mr. Perano took his time and carefully explained my options, laid out a case plan and a payment plan that was able to fit my already financial ruin. After retaining Mr. Perano the 15 to 20 daily annoying phone calls stopped. My Perano saved my home because he was knowledgeable about the recent law that could be used to save my home. Mr. Perano was able to get all my credit card debts, medical bills, ambulance and alternative medicine bills discharged. Mr. Perano accomplished everything he said he would do. I am now debt free and in the process of rebuilding my credit. Mr. Perano gave my family, my elderly sick mother and I a new beginning. I would not hesitate to refer Mr. Perano to anyone looking for an attorney who is experienced, fair and knowledgeable. I am truly grateful to Mr. Perano and his staff for their professionalism, financial debt relief knowledge and mostly to Mr. Perano for his compassion during the family crisis. I thank you sir.