I am currently working in a NYC Restaurant where the wages have been delayed for around 4 weeks , it seems like owners are having financial problems . If they file for bankruptcy can we still fight for our unpaid wages ? Thanks in advance .
Yes, those wage obligations would presumably not be discharged, but your chances of actually being paid promptly are probably, or ever, may be less than excellent.See question
Hello, Will a NYC Chapter 7 Bankruptcy filed cause rental and car insurance policies to be dropped right away? Will a new insurance company not offer coverage because of a bankruptcy filing? Thanks in advance for any and all replies.
Filing chapter 7 bankruptcy should have zero impact on your rental and car insurance policies. As long as you keep them current, you should have no problem.See question
Should I openly send personal or I can show this at trial? Can defense reject and say, plaintiff didnot serve,so now plaintiff cannot show prove of purchase! Thank you.
Sounds like you need a lawyer. Your question barely makes sense, and you are foolish to try to litigate a case on your own without a lawyer.See question
I was discharged about 2 months ago from chapter 7 bankruptcy..I had a chase checking account with credit card in it which I have discharged in chapter 7.I had a 0 balance with them as far as checking but credit card was discharged.. Is it safe...
Yes, you can open an account with Chase, as long as Chase will have you back. Make sure any money owed to Chase was properly discharged in the bankruptcy. If Chase was listed as a creditor and received notice from the Bankruptcy Court, you shouldn't have any problem with respect to discharge of debt owed them.See question
I am current on my car payments. I do not want to sign a reaffirmation (I owe over 9k on a 2002 car with high mileage- I am upside down) in case the car dies before it is paid off. Can they take the car if I refuse to sign a reaffirmation agreem...
The reaffirmation agreement is surprisingly complex, and must be done correctly in order to avoid coming back and forth to court or possibly losing a vehicle you want to keep. I suggest you retain an experienced bankruptcy attorney who can review your situation and guide you correctly.See question
Getting evicted and want to file bankruptcy
If the warrant of eviction has not yet been issued, filing bankruptcy will result in an automatic stay against eviction proceedings. If the warrant of eviction has been issued, and you file bankruptcy, you will get the automatic stay, but it can be vacated if you do not pay your arrears within 30 days. So you can see there is a huge difference between filing prior to the issuance of the warrant of eviction and filing after it has been issued. If at all possible, file before it is issued for obvious reasons.See question
I have no assets ,no savings rent an apartment and have been unemployed for the past 4 and a half months. I have about $260 K in debt ; about 220K in taxes and 40K in student loan. My taxes are more than 5 years old. As of today my 6 month monthly...
You really need to meet with an experienced bankruptcy attorney who can review the details of your situation in depth and then advise you properly. There are a lot of questions raised by your description of your situation, so much in fact that attempting to answer you in this forum would be inappropriate.See question
Nearly three years ago I made a purchase for a vehicle. I paid the full sum of the car out of my bank account but the title of the car was issued in my father's name. I am at the point right now where I have to file bankruptcy so my question is wh...
If the title to the car is in your father's name, you do not have to worry about exempting it. It won't be a part of the bankruptcy as it belongs to your father, not you.See question
Can I use my credit cards for food.I am not late with any of my credit cards but have large amount of debt.I most likely will file for bankruptcy in a month.
You can use your credit cards prior to filing, but only for necessary expenses. In other words, you can buy food, gas, and pay the cleaners. But you may not use your card to buy unnecessary luxury items. In other words, if you use your credit card to buy a $10,000 Rolex watch and then file bankruptcy within a brief period thereafter, the credit card company will undoubtedly oppose discharge of that debt.See question
If I filed a chapter 13 bankruptcy in 2011 and listed my property with a home to be surrendered and my bankruptcy was converted to a chapter 7 and discharged in 2014 how come the bank to the home is still filing a foreclosure when the home was dis...
Though you indicated you wanted to surrender your home in full satisfaction of all secured and unsecured debt owed to the lender, the lender still must follow certain procedures when foreclosing. It is not automatic.See question