I lost a foreclosure case as a prose litigant. Now a referee has been appointed to "compute the amount due" however, Defendant (self) has been discharged, chapter 7, and this debt was included, July 2009. I did not read where the order contained t...
Yes, of course. The referee has the right and duty to determine or verify how much is owed on the mortgage.
That does not mean that you are liable for any of it. That is more of a matter of making sure the attorney for the lender is aware of your bankruptcy..
I had an account with national grid for electricity. I owe them 700 from a past bill. Im filing chapter 7 bankruptcy and am wondering if once the bankruptcy starts if I will be able to re open an account with them or if there is a waiting period
You can reopen an account with them but that assumes that they will want to do business with you if you do not pay the money that you owe them unless they are a monopoly like Con Edison or NYSEG.See question
I live in NYS. Over the course of the past 4 years I've amassed $60K of Debt. All Credit Cards and Personal Loans in my name only. I make $165K annually. My husband makes approx $85K a year. I am o.k with filing Chapter 13 to ease my burden but I...
First of all, if divorcing you is your fear, your only fear should be having to pay him maintenance ("alimony").
Maybe if he was the breadwinner, you could afford the items you purchased on credit, meaning he has nothing to complain about.
Second, you can file bankruptcy without any involvement with your husband except you would need to provide 6 months of his pay stubs to your bankruptcy lawyer. Your filing should not affect his credit rating. Otherwise it is simply guilt by association.See question
Want to know if my credit report was affected due to an eviction judgement. It's a holdover case, no money was demanded or owned.
You can either go to the County Clerk personally or use their website.See question
I just put in a bankruptcy chapter 13 after a foreclosure eviction. How much time does it buy me? Should I put in an order to show cause at the landlord tenant court?
Depends on the Court's calendar as to how much time you will receive..See question
I do not work. We are getting a modest Federal tax refund of about $2900. We owe $2800 on our checking account line of credit, and my dh wants to pay it off using the refund. The line of credit is only in HIS name. I am planning on filing B...
Your husband is not correct. The amount of the refund is relatively modest, so depending on the trustee you get it may or may not be an issue.See question
I received a personal injury award recently. The sum was $20,000. I have read that I can use an "exemption" for this in a chapter 7 bankruptcy because it is personal injury related funds. What I don't know is this: Can I apply this exemption, even...
Yes as long as you do not co-mingle the funds with non exempt property.See question
I filed a Chapter 7 bankruptcy in June of 2016 I failed the means test but my attorney said he would try to get it done anyway I paid $2800 dollars & 3 days before the meeting of the creditors he suggested that we withdraw the petition bc he fel...
It really depends on the conversation you had with your attorney before the case was filed. That said, either you pass the means test or you don't. There really is no magic to it unless he plead special circumstances and was rebuffed by the Court.See question
According to NY State, my father owes $10K in sales tax from a business that went through bankruptcy back in the late 1990s. This, of course, has ballooned to over $100K in total dues. My father is currently renting in NJ. If he decides to move to...
NYS will come after your father for the withholding taxes no matter where he resides.See question
I worked for a company back in 2008 as the Operations Director and signed a personal guarantee on a credit application for the company for a $15K credit line to order equipment. The guarantee was goof for 7 years. I was never a principle of the co...
There is no need to file a preemptive bankruptcy, but there is a need to consult with a local bankruptcy attorney as to what planning if nay may be necessary for you to file.See question