Thank you Barbie Lieber for doing the impossible—settling my $105,000 Sallie Mae student loans so quickly and for a fraction of the amount allegedly owed. After completed a Masters Degree at a top university, I left with an education, a diploma, and, a massive student loan with Sallie Mae. The l...oan compiled with interest and fees over a number of years and just like anybody with student loans I felt burdened and this sense that it would never end. After University, I was a part of a start-up company that ultimately did not work out, in the meantime Sallie Mae dropped to the background as a priority, but what didn't were the interest and fees. After a few years of ignoring the loan, a lawsuit was filed and a judgment obtained against me, while it may have seemed inevitable, it still felt like a shock. Now with me trying to pursue a different career path, the loan felt like an even greater source of stress, only now it was represented by a legal team. I Interviewed a bunch of debt settlement lawyers in New York to defend me who said it was impossible to settle with Sallie Mae/SLM Private Credit Student Trust and its successors , at least not in any significant way. Moreover the advice was given convincingly and unequivocally, especially given that a judgment for over $105,000 had already been obtained by Sallie Mae against me. But things changed when I called debt settlement lawyer, Barbie Lieber, for the first time, I heard Barbie ‘s enthusiasm and eagerness to help me. I felt calm and like I might just have a chance at doing something here. Within a very short time of retaining her, Barbie was able to move to vacate the judgment and settle the amount owed for a small fraction of what was owed-only $15,000!! Her attitude was relentless. I never in a million years imagined she’d be able to settle for as low as she did. ... that was a different kind of shock for me. Barbie Lieber always kept me abreast of her strategy. She responded to calls and emails immediately. I felt that she kept me in the loop and I was a part of a team. Dealing with loans as long as I had, you always feel on the back foot; but, with Barbie Lieber I felt a shift in the balance, all of a sudden a sense they are outmatched. At the end she negotiated the settlement agreement to protect me. Unknown to me, it is astounding how tricky the terms of a settlement can be; it is not just getting to a final number; there is a further level of meticulous strategy needed to ensure your deal is solid and memorialized in writing so as to provide me with complete protection. I feel a lot of us get an unfair shake when it comes to student loans; you get the sense of a never-ending battle with the chips stacked against you that leads to a lifelong debt. If you want a chance at shifting the balance Barbie Lieber is the way to go. Now that this debt is settled, I am so relieved. Thank you Barbie.

Ms. Lieber was very helpful, patient, caring and very knowledgeable about anything to so with debt and bankruptcy's. I didn't have a scheduled appointment, but she still took the time out of her busy day to answer my many questions, within moments. She was very attentive to my needs, offering her ins...ight and expertise when I needed them the most. I would definitely recommend Ms. Lieber to my family and friends, as she really cares about people and helping them. Much more than I can say for many attorney's I have retained in the past.

I was referred to Barbie Lieber by my tax accountant after it became clear that I would not be able to come out from under life events that had left my finances in a shambles. Bankruptcy was not something that I was comfortable with and I had put off the inevitable much longer than I should have. Bar...bie took my call immediately and said that she would make time to meet with me the next day. Within an hour of our initial phone call she'd sent me an email recapping all that we had discussed and listing the paperwork that she needed me to bring along to our scheduled appointment. Her office is very conveniently located right across the street from Grand Central Station. Barbie was on time and on point. We sat together and went through all of my paperwork piece by piece. Her brilliant mind is so quick and with her vast knowledge of the bankruptcy arena she knows exactly what is needed and what is extraneous. She gets right to the meat of the matter, all the while advising you on what applies to your particular situation. Given my extreme financial straits, she worked with me on a payment plan for the fees and advised me how to track my expenses in the months leading up to filing. After assessing a true and in depth overview of my finances, she was very open with me about what options were available to me and how I should proceed. We set upon a plan and over the next six months she would check in with me from time to time just to make sure everything was still on track and that I was doing all that she had advised. She knows her stuff inside and out and shares her expertise with such a generosity of heart that you feel more like family than just another client, her tenacity and dedication is that strong. Barbie Lieber takes a vested interest in you, giving life advice and good counsel along the way. Just as an example, when I lost my job, she encouraged me to contact my employer to get continued insurance for another month, which I did and got!!! She also encouraged me to apply for food stamps which was a great help and she has even given me suggestions on how to earn money while I am looking for permanent employment. On the day of the final hearing I felt very blessed to have her in my corner. She was literally sitting by my side the entire time, keeping me calm and assuring me everything was going to be alright. The time she spent prepping me the day before was invaluable. While I was always impressed and appreciative of Ms. Lieber's talents, witnessing all of the other unfortunate souls that were there for the same purpose, but sadly, unrepresented or worse, represented badly, my gratitude grew ten-fold. Having Barbie walk me through the process with such confidence and understanding was tantamount to my ultimately positive outcome. I highly recommend Barbie Lieber, a wonderful New York City Bankruptcy Attorney! She is honest, has integrity and knows the law.

I searched the web and was happy to have found Barbie. She was walking out of her office to head home when I first called her and instead of telling me "to call back tomorrow, she's done for the day", she took my call and heard me out. I was the one who had to cut the call short and she told me to ...call her back in an hour if I was able to and she would finish hearing me out at her home, or I can call her back the next day. I chose to call her an hour later and she picked up and finished consulting with me. She was very professional, informative, confident, affordable, sympathetic, reassuring and seemed very experienced and knowledgable. After speaking with a few other lawyers before and after her, I felt most comfortable and confident in her so I went ahead and retained her. She immediately sent me an email detailing everything she needed from me, even before I was able to meet and pay her, so we can quicken the process because she knew my urgency in getting filed as soon as possible. My case was not as simple over the phone when I was answering her questions and it got less simple when I met her in person and started going over all he paper work. The possibility of a Chapter 13 briefly came up but she did not waiver and at no point did she make me feel that she can't get me the Chapter 7 I wanted. Instead she reassured me that she can still get me approved for a Ch. 7. She flied me the same day I met her, as she said she would and stopped my garnishment immediately to where I even received a refund on my most recent payment. We met one more time at her office before the 341 meeting with the trustee and she did a role play of the possible questions the trustee might ask ask me. Then the morning of the actual 341 meeting, she met me early and told me about the trustee hearing my case once she saw who was hearing my case and reassured me even more that as long as I answered the questions we went over the other day and again that morning, that I will be approved without much doubt. She sat right next to me during the hearing and I literally thought I was still role playing with Barbie because all the questions I had to answer I already heard from Barbie. Actually fewer questions were asked and not as detailed as Barbie's so I guess I was over prepared which is never a bad thing. I felt ready for any question. It went so fast that I didn't even know we were done and Barbie was more excited than me after. I thought we had more to go lol so didn't get excited until I directly said to her "So hold up' that's it? No other hearing or anything?". She said unless a creditor disputes it, which she has never seen her 25 plus years, it's over and just wait for the final order. While sitting outside waiting for a form she had to fill out, she knew another lawyer that was there and they began chatting alil about my case and luckily for me, Macey & Aleman's Case came up in the convo. He just happened to be on that case and at both our requests, gave Barbie information about the case and which court is handling it so f I chose to, I can try and recoup my fees paid to them if any monies is ceased from them. The lawyer said that the Courts were going after Macey and didn't approve the bankruptcy. Barbie then informed me of what I had to do to get my name on the claims list and offered to help me for a very small fee. I agreed and she sent me a detailed email with instructions on what to do, attached with the court form I had to file and even a sample Macey claim from another claim filed. It was easy as can be thanks to her. My official discharge paper came in the mail about 3 weeks ago. Barbie was heaven sent and would most definitely recommend her to anybody I know.

She really worked with me and prepared me for the meeting with the trustee. She even had to help out one of the attorneys that came unprepared to their meeting with the trustee. Some attorneys failed to fill out the bankruptcy petition and schedules properly, provide the documents to the trustee ahea...d of time and properly prepare their clients for the hearing. She knows what she is doing and I would recommend her to anyone. So glad that I contacted her!