Hi.. i have a charged off account of $2.000 from a credit card company.. i was unemployed for 2 years and i do not have any bank account.. however, i will open it one next week because i am starting a new job.. my question is, can credit card comp...
A charge-off is a term used by credit card companies to indicate that they no longer consider the debt to be recoverable--it is usually after 180 up to 2 years of non-payment. Nevertheless, there is a very good chance that they may hire a collection agency to collect the debt.
Since your main question is about your bank account, the simple answer is no. Without a lawsuit having been commenced against you, there is no way for the creditor to garnish your wages. So, until you receive a letter from a collection officer you can probably assume that the creditor has let the matter go and will not follow up.
I have traveled away from my state for a family emergency over the holidays and couldn't be back in time to pick up my decision. I will be going to the office two days later. Is there a strict rule regarding the pick up time or I can go to the o...
I need to read the agreement. Is it an employment agreement or a severance agreement. In either case, you need an attorney to force the company to make good on its promise.
Call me for a free consultation, I believe I can help. David H. Relkin, Relkinlaw.com. linkedin.com/in/relkinlaw. 2122448722.See question
Abuse escalated after filing contempt. My Income cant pay for food or medicine. Utility co.harassing me, demeaning bullies. Its unacceptable. Storage threating to sell my family belongings. Ex NOW withholding more money from me. I left with 4 chil...
The Court in a Domestic (Divorce Case) Case generally can order the other party--the monied partner to pay for your attorneys' fees. You need an attorney who will make an application by Order to Show Cause for immediate relief.See question
I have been in both Supreme court and Family court for over 3 years for my divorce and custody of our 4 young children. I am a full time teacher and have sole custody of my 4 children. My ex does not pay the child support, day care or medical the...
You can call the NYCity Bar Association. However, just because the SCU cannot find employment doesn't mean he doesn't have money. Of course he has money and you can hire a collection attorney like me who will go after him and find the money.See question
Before entering college and after attending college. My mother would call me to the kitchen and make me sign papers for school. She called them "papers for school". I trusted in my parent and signed the sheets. After signing these sheets. I never...
Your mother was in a fiduciary relationship with you when she lied and had you sign documents. This means that she had to advise you to obtain counsel before she had you sign.
This means that we can throw out the agreements and make her liable for the amount of the loans.
I was awarded an Arbitration Award in a matter against my former stockbroker. $235,000.00. How can I enforce this? How do I obtain a judgement? How long do I have to file for this?
You must apply to a Court to enforce any Arbitration Award--it is called Confirming the Award. I have done hundreds of these applications. There are virtually no defenses to Confirmation except that it must be done within one year of the Award.
Ideally, hire a collection Attorney who knows Arbitration. I have expertise in both areas. That way you can negotiate a fair and flexible retainer to compensate the attorney (which I have).
Once the Award is "Confirmed" I use all the methods at my disposal to enforce the Award: if it is against the Broker, we can garnish his wages, we can take his deposition and freeze his bank account. These are just some of the powerful weapons we have in our arsenal.
Give me a call for a free consultation. My profile has my websites. 2122448722, /David H. Relkin.
I have made a business deal with a person who now owes me 650K and is supposed to pay it off monthly over a long time. after a few years this person has stopped paying me and when I told this person that according to our business contract I have o...
First of all, in order to develop a strategy, I need to review your contract. I have 31 years of Collection experience and, assuming that there is no non-disclosure clause, I would sue him and petition the Court on the day we filed the Complaint for an Injunction regarding the recordings.
Do not wait any longer, he is trying to blackmail you and, for all you know there are no recordings.
David H. Relkin, Esq.
I had a settlement with COOP manager agent/sponsor about paying my maintenance fees in a court. Some money ($ 4200) was sent by me in a form of electronic checks ($300 each check) to management about 3 month before THE court. All these month they ...
Respond with a motion for sanctions under 130.1 Frivolous Statements by Attorneys or Judiciary Law 487. You need to prepare a very simple typed, no less than 1" margins and paragraphs numbered, explanation of what happened and annex all of the key documents--most importantly your bank stmt. Blacken out the full account number.See question
This was part of a (possibly fraudulent) job. I thought the fact that bank cashed the check meant check was legit. If bank released funds, why are they holding me fully responsible?
While the bank may reverse a provisional credit given to you under fraud, it may still be liable if it didn't reverse the credit (if a NY Bank) within 48 hours after you cashed it. See the UCC and Provisional Credits.4--213. Final Payment of Item by Payor Bank; When Provisional
Debits and Credits Become Final; When Certain Credits
Become Available for Withdrawal.
(1) An item is finally paid by a payor bank when the bank has done any
of the following, whichever happens first:
(a) paid the item in cash;
I hired a lawyer for a real estate deal and paid him up front. The agreement was for contract and contract negotiations, titles, and closing. He never did the title or closing and refuses to give me even a partial refund. I had to replace him as h...
NY has mandatory fee arbitration. Do a search under NY attorney fees mediation and you will find the rules, I guarantee he will pay it all back once you serve him. If you want, call me.See question