will filing bankruptcy affect my credit union account. ?
Your chapter 7 filing, without more, should not affect your membership status. If in doubt, call customer service or visit the credit union's home office and speak to your account manager. Good luck.See question
My elderly mom was served papers by Forster & Garbus for Barcleys Bank! She is unsure as to what she charged that equals 7000.00 and change. Need advice! Appreciate any help. Thank you Lisa Gordon
Hire a lawyer for your mother asap and file a formal answer to preserve her rights. In the meantime, she should obtain a comprehensive credit bureau report to help her identify the questioned charge. Perhaps attorney's fees, interest and l;ate charges have been added. In any case, she needs to understand the particulars so a proper opposition or dispute can be mounted. Good luck.See question
and provide the dates for the side to answer the OSC and schedule a hearing? Or can the court deny the OSC without even conducting a hearing and making the other party answer the OSC?
The Superior Court judge has full and complete discretion to grant the order to show cause, condition the requested relief, or entirely withhold her or his consent.See question
I am recently a 39 year old widow. There is no life insurance. He has individual debt as do I , we have a mortgage that I am unable to pay monthly. I do work, but my salary is not enough to meet the mortgage and monthy expenses.
In a chapter 7 bankruptcy you may be able to retain your car. List all assets including the car. If you reaffirm the debt and continue paying the monthly payment and it does not create hardship the court may permit you to keep the car. Meet with a NJ bankruptcy attorney in a confidential office setting to discuss your cash flow, assets ans liabilities including your home. A chapter 13 wage earner plan might be possible. Good luck.See question
I recently received a couple of letters from my ex's lawyer. The letters are on my ex's lawyer's letter head but the letters are signed by my ex's secretary. That is, the signature reads the ex's lawyer's name but following the signature is my e...
If a lawyer prepares a letter but then is not present to sign the original, the letter may be signed by a secretary or assistant in the lawyer's name with permission. With the initials included it is likely the letter was signed with permission. It is somewhat like the attorney giving his/her support personnel a power of attorney.See question
My wife was served papers from her aunt. Long story short years ago her aunt cosigned student loans for college. She said she would help her pay for them. They at one point fell out of contact and her aunt stopped coming around the rest of the fam...
Meet with an experienced debtor-creditor lawyer who understands student loans in a confidential office setting. Your wife will need to answer the summons and complaint or a judgment by default will likely be entered against her. Good luck in getting this sorted out with your wife's aunt.See question
I received a notice from my bank the other day, stating that a collection agency has subpoena/summons my account, and if I do not provide them with a court order telling them not to, they will be producing the agency with my information on the 4th...
You can move to vacate the judgment through a New York litigation attorney.. What needs to be shown is both excusable neglect and a meritorious defense to the action. You probably will need to bring this on by order to show cause because of the tight deadline. . It is possible that the cost The cost of engaging an attorney may exceed to judgment amount. If you search online you will find an interactive motion to assist pro se litigants to vacate a default judgment. Search for this on the website of New York State courts. Good luck.See question
We filed a TRO a few weeks ago, along with it as required, we submitted a lawsuit. The TRO was denied. Since the TRO was an ex parte action, the Plaintiff has never been served the lawsuit. We are about to serve the ex-Plaintiff, now a defe...
Mr. Smollens has offered excellent advice. You may be in over your head, in which case it would make sense to meet privately with an experience New York litigator and discuss your particular concerns in a confidential office setting. Good luck.See question
I filed my answer to a summons a couple of weeks ago. Today I got a document that the plaintiff filed a motion for dismissal on August 8th. Today was also my first day at the police academy which is 11 weeks long. Is there a way I can dela...
You should get an attorney asap and see if something might be done to accommodate your schedule. Perhaps your attorney can schedule a conference with the court. Notably, it is likely that the motion to dismiss will need to be addressed quickly, certainly before you complete the Academy. It is important that you engage a professional to advocate for you and protect your position while you are otherwise engaged. Good luck.See question
If a plaintiff is able to get a NY judgment against a defendant who is from California, and decides to "domesticate" the NYS judgment in California and go after and collect from the California defendant, what steps are needed to do so? Would thi...
Post your question to CA creditors' rights lawyers. Domestication is the process by which a sister state judgment is embraced by the second state because the United States Constitution offers "full faith and credit" to sister state judgments. The domestication process itself is a matter of state law.See question