We'll help you find the right solution for your needs
Does this sound like your topic?
I just opened my email this evening and saw an email from a firstname.lastname@example.org.. I have been scammed before and do get scam emails about owing money.. when I looked up the email in google it took me to a http://members.calbar.ca.gov/fal/Member...
Delete the email. do not respond or click any links.See question
my fiance graduated from med school 2 years ago and she was recently diagnosed with pancreatic cancer. right now shes most worried about her parents because they co signed the loans. her father lost his job last year and now they are struggling to...
First and foremost, I am so sorry to hear what you, your fiance and her family are suffering through. Try to stay positive and keep a fighting spirit.
You will not inherit the student loan debt even after you are married so that should not prevent the 2 of you from moving forward with your plans.
However, as co-signers, her parents are jointly liable for the debt and will become solely liable if - God forbid - she does not beat the cancer. It may be possible for her parents to obtain relief from the debt through a bankruptcy or some other compromise. Although student loan debts are not generally dischargeable, there are exceptions her parents may qualify for and should explore if that becomes necessary. But that is not something your fiance should be worrying about today.
Best of luck.
"We help individuals and small businesses overcome their financial burdens."
I believe that I am getting sued from midland funding for a Best Buy CC I let get past overdue and I wanted to find out, how do they know where I work? How will they be able to garnish my wages? Also can someone please email me to let me know how ...
You need to look at attorney profiles in AVVO and/or on the NACBA (National Association of Consumer Bankruptcy Attorneys) lawyer finder site to find an attorney. As Ms. Bunce indicated, your request for attorneys to provide you with that information in response to an inquiry is not permitted on AVVO. Also, she is very correct in advising you against porting personal information such as your email as part of a public inquiry. You can email an attorney or use the contact tool and get in touch that way. with regard to your substantive questions, a creditor can find out who you work for via Information Subpoena or public searches. They can even hire an investigator if need be. And, yes, EZ Pass is not a creditor to mess with; they usually are very aggressive about collections and have even been known to file criminal charges. Best of luck.See question
i filed a chapter 7 with loss mitigation (to save my primary residence) in late march 2017, the bankruptcy hasn't been discharged yet. now there is a sheriff's sales date to foreclose on my home. can i convert my chapter 7 to a chapter 13?
Your question has certainly spurred a lot of comments and conversations! I think the clearest thing here is that you definitely need competent legal advice from someone that can go through your personal financial situation. There are several ways to find an attorney near you that you might want to work with. If you do not find someone here on AVVO, the national Association of consumer bankruptcy attorneys, or NACBA, has a website with a lawyer finder search tool that is excellent. Best of luck to you!See question
I live in NJ and I have a delinquent credit card bill that I have been paying but I'm unable to make the minimum payment. I'm being threatened with wage garnishment. How much of my wages can be garnished? Can you have more than one wage garnishmen...
The maximum each creditor can garnish is 10% up to a maximum of 25% amongst all creditorsSee question
I am going to file a chapter 13 , I filed a chapter 7 in Oct.2016 and took the course, do I have to take it again?
Yes. They are only good for six months.See question
I have sought the advice of an attorney and I pass the NJ means test. I currently have 80k unsecured debt plus a first and second mortgage. I am negative 900 a month disposable income. I have one card that has a 50k balance and he says because ...
From your description, it sounds like you do not qualify for Chapter 13. With negative disposable income, you would not be able to find a repayment plan. Without the ability to fund a repayment plan, you cannot successfully completed chapter 13 repayment plan, and that you do not qualify for Chapter 13 relief. As others have stated in response to your question, The truth is you sound like you are a better candidate for chapter 7 filing. Can I ask why it is that you want to file a Chapter 13 case instead of the chapter 7 case?See question
I got a summons in the mail from a debt collector for one of my old credit cards, suing me for around $3,300. The limit i had on that card was only $1000 and the balance on it was only around $600-$700 before it closed. In the letter that they s...
The creditor is most likely seeking a judgment for an amount that includes interest, late fees, and legal fees, all of which are most likely provided for in your credit card agreement. That said, if you do not have your credit card agreement you should not agree to those charges. Even if you do have your credit card agreement those figures may not be accurate and you should demand proof. I would suggest that you hire counsel to assist you with filing a contesting answer and force them to prove the amount of the debt. As one of the other respondents noted most of these matters go to mediation and you may be able to get a good compromise that way. If this is not your only debt and you have others that may similarly be running up interest and late fees, you may want to consider speaking with bankruptcy attorney to see if that is a better solution for you.
Best of luck!
"At Lucid Law we help our clients overcome their financial burdens."
I helped someone who was locked up and co signed for him and he got out and hasnt been paying bail bonds and now they said they sueing the co signers now. What can happen if you dont have ur job anymore and you cant pay their bond
I think you should also consider posting this question under debt collection. From the limited information you gave us it doesn't really seem that driving into a Chapter 7 is what you need advice on.See question
i received a letter from my bank with an attachment of a letter for execution against goods and chattles. What is this for?
Your bank has received a notice of a levy from a creditor that is holding a judgment against you and is seeking to collect from your bank account. You should definitely speak to an attorney about this. It is urgent that you seek to get the levy lifted, if possible, or file for bankrutcpy, if you qualify and that's is otherwise also a beneficial option for you.See question