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Karl J Norgaard

Bankruptcy and debt Attorney at Englewood, NJ

4.9   48 reviews
Free consultation
Free consultation
  • State Years
    New York - NY 19 years
    New Jersey - NJ 19 years
  • Licensed for 19 years
    State NY
    Acquired 2005
    Status
    Currently Registered No misconduct found
  • Licensed for 19 years
    State NJ
    Acquired 2004
    Status
    Active No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Karl

Learn Karl’s areas of practice.

5
Practice areas
  1. Bankruptcy and debt
    31%
    Our firm represents both debtors as well as creditors and has extensive experience in all aspects of New York and New Jersey Bankruptcy Law.

    20 years

  2. Foreclosure
    25%
    Our firm represents both debtors as well as creditors and has extensive experience in all aspects of New Jersey Foreclosure Law.

    18 years

  3. Real estate
    20%
    Our firm represents both residential as well as commercial buyers and sellers in real estate transactions.

    20 years

  4. Chapter 13 bankruptcy
    12%

  5. Chapter 7 bankruptcy
    12%

I REPRESENT DEBTORS AS WELL AS CREDITORS IN ALL ASPECTS OF NEW JERSEY BANKRUPTCY/FORECLOSURE LAW.

I am a partner at NORGAARD O'BOYLE a law firm located in Englewood New Jersey.  We currently employ 9 attorneys, many of which are my family.  Most of our staff have worked for the firm for over 30 years.  We truly are a family firm and as such will treat you like family.

 

We specialize in New York and New Jersey Bankruptcy Law as well as New Jersey Foreclosure Law.  Our firm is unique in that we regularly represent debtors as well as creditors in both forums.  We also engage in collection practice.  With our vast knowledge in these areas of the law we also represent buyers as well as sellers in commercial andresidential real estate transactions.

 

Come meet me and come join the family.  My initial consultation is free of charge.

 

Awards

AV Preeminent Peer Review Rating
Client's Choice 2021,2020,2019,2018,2016,2014
Client's Choice
2021 2020 2019 + 3 ...

Location

NORGAARD O'BOYLE

Reviews

4.9 / 5.0
  48 customer reviews
Client's Choice 2021
Client's Choice
Client's Choice is an Avvo award granted to attorneys with a significant number of client reviews over 4 stars in a given year.
Posted by Jayden | July 22, 2020
This review is from a person who hired this attorney.
| Hired Attorney
Reliable & responsive
Karl helped me out with my lease on my first office space. He really listened and understood what I needed. He was reliable, understanding and responsive. I would work with him again.
Posted by Greg | January 27, 2020
This review is from a person who hired this attorney.
| Hired Attorney
Nothing left unresolved
I visited Karl Norgaard in 2013, then a friend suggested me to see a different attorney. Listening to my friend, after being with XYZ attorny for about two years, MR. XYZ recommended Karl Norgaard to handle my case. Mr. Norgaard and his team finished my case with victory.
Posted by anonymous | January 26, 2020
This review is from a person who hired this attorney.
| Hired Attorney
very professional attorney
have known him for 4 yrs , He handled my case and settled the matters amicably with my creditors.
Posted by HK | December 18, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Honest, Direct and Efficient!
Karl provided excellent legal representation in protecting me from a very difficult and aggressive tenant who would not vacate my home at the end of the lease, and even had the audacity to sue me for not renewing the lease, when it was within my legal rights. This whole ordeal, along with the bullying from my tenant and the vast fear of navigating in the unfamiliar legal process and court systems, was very difficult – mentally, emotionally and physically. Karl provided a sense of peace, and perfectly handled the case and all subsequent matters with competence, sympathy and understanding. His whole team were also amazing with direct communication, and being mindful and efficient with time.
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Posted by anonymous | August 10, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Excellent Service !
Excellent Service with this Law Firm ! Used for Real Estate transactions ! Friendly staff!
Posted by Stephen | January 27, 2023
This review is from a person who hired this attorney.
| Hired Attorney
great help
I found Karl and his firm through a referral from a friend, and that was fortunate! I went to see him in early 2020 with fears for my NYC hospitality business at the beginning of Covid, when all such businesses took a grave hit. Karl talked me down, offered options and gave frankly compassionate advice beyond what I expected. Very long story short, I did survive that frightening period, and one reason was the practical encouragement and advice that Karl offered. He is great.
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Posted by GARBIS | September 30, 2022
This review is from a person who hired this attorney.
| Hired Attorney
mister
HE MADE AN IVICTION, THAT OTHER FOUR LAYWERS, THAT I CONSULTED DIDNT KNOW ABOUT, AND HAD NO KNOWLEDGE ABOUT IT.AND VERY GRATEFUL TO HIM, AND HIGHEST RESPECT TO MR KARL J NORGAARD, PERSONALLY TO HIM AND TO HIS FIRM, I WISH THEM MORE SUCCESSES,AND GRATEFUL TO THEM.
Posted by Mel | September 27, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Hospital
Mr Norgaard is representing me in a Forclosure matter. He is honest with me and keeps me abreast of the progress of my case. My case is very difficult. However, I have allot of confidence in his tenacious strategy in attempting to win for me, so I can keep my house. I would highly recommend Mr Norgaard hands down on his representation of other people’s matters matters.
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Posted by Victor | August 19, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Awesome service !!
I highly recommend Norgaard, O'Boyle & Hannon Firm . They are extremely professional from the receptionist, paralegals to the lawyers ,no games , no excuses . Flawless process. Fast and effective.
Posted by Angela | May 20, 2021
This review is from a person who hired this attorney.
| Hired Attorney
We can’t thank you enough!!
Karl was the absolute BEST!! Karl was professional, compassionate of the situation and always on point. He got it done when no other firm could. Because of him and his firm my dad can finally relax and enjoy his retirement. We are so thankful and I highly recommend him!!
Posted by Steffany | May 17, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Respect & fairness
I applied for legal help with Seton hall and was assigned Mr. Karl Norgaard as my bankruptcy attorney. He treated me with respect and dignity that I have not encountered in other attorney's. I never felt talked down at and he handled my bankruptcy in a quick, professional and fair minded manner. He did exactly what he promised he would do and helped me as if i was a full paying client. I never felt he was doing any less because i couldn't pay as much as others. This is one top notch attorney.
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Posted by anonymous | April 28, 2021
This review is from a person who hired this attorney.
| Hired Attorney
My experience with the practice has been amazing!
I had the pleasure to refer to them for legal guidance over the years in my previous capacity and was greatly appreciative of their services. They were beyond helpful, knowledgeable, and compassionate!
Posted by Sharisse | April 26, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Honest, Hardworking, & Result-Driven
If I could give Karl more than 5 stars, I would! He is an outstanding attorney and I highly recommend him and his law firm. When I came to Karl I was broken and hopeless. I had come upon some misfortune after I filed bankruptcy with a different firm. Karl took my case when no other attorney would. He stayed on top of it and offered the best advice for my particular situation. He handled my case personally, practically, professionally and expeditiously . Karl took every phone call and answered every email. There was nothing about my case that he did not address. His candor and knowledge of his craft is bar none (no pun intended). Karl won my case and I was generously compensated. He is an asset to the law industry. I implore you to contact him if you need legal help. You will not be disappointed!!
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Posted by Frank | January 19, 2021
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Honest straight up with you Highly Recommend
Karl will let you know what to expect up front before the hiring of his service. Karl will go over the options and the facts with you. Thanks again Karl j norgaard.
Posted by Ed | September 7, 2020
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Honest, Patient
I saw Karl last week for the first time. It was a free consultation. I spent about one hour of his time going over all my concerns regarding a legal matter. He addressed all my concerns, was extremely honest, and determined that no legal action was necessary. I was very impressed with Karl and would highly recommend him. I will be using him in the future for other legal matters.
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Posted by HASHIM | January 21, 2020
This review is from a person who hired this attorney.
| Hired Attorney
pres.
good attorney to have professional responsible efficient loyal have a great knowledge of law etc. helpful response properly great team of attorneys will recommend to the others call back as promised good staff to help and guide pleased to have them
Posted by anonymous | December 13, 2019
This review is from a person who hired this attorney.
| Hired Attorney
real estate
He is extremely professional, patient and honest. I am so thrilled to have found him.
Posted by Jeff | August 7, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Good Experience
I knew I needed legal advice and one of my concerns with that was how I would be treated and judged. From when I first walked into Norgaard O'Boyle to inquire about being represented and then through to my matter being resolved I was supported and treated with respect and care. I am an independent thinker and what I most appreciated from Karl was receiving trusted counsel in the true and old-fashioned sense of the word. My best interests were put first. There were not any agendas getting in the way or clouding the picture. In addition, Karl recognized my financial situation and was willing to work with me regarding costs. The staff who assisted me, Shiryl and Eleanor, are both treasures . . . they're efficient, kind, and gracious. If you need legal help my recommendation is to schedule a consultation with Norgaard O'Boyle and find out for yourself.
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Posted by Louis & Joan | July 8, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Norgaard/OBoyle To The Rescue !!
When our financial situation deteriorated to the point of imminent collapse, a good friend referred me to Karl Norgaard. The words I remember him saying were ..."Karl will systematically review your entire situation, recommend a course of action, and never ever steer you wrong". Soothing words, but faced with the level of stress this mess created we approached his firm with cautious optimism at best. However, after the very first meeting with Karl our feelings immediately changed. He was extremely thorough, showed careful attention to detail, explained every relevant aspect of the Law and was attentive to our needs and feelings while maintaining a clear perspective of the overall situation. As time went on and we were introduced to his staff, we noticed that they were all "cut from the same cloth". Brian Hannon, David Takach, Mark Norgaard, and every support person in the firm exhibited the same great qualities. A truly well functioning team all on the same page at the same time. Thanks to these qualified, dependable, ethical and personable human beings we now have a second chance at a financially worry free life. We cannot say enough about this fine team. Our only regret is that we did not see Karl sooner. It would have saved a lot of useless agony. If you need help do not hesitate. Call, email, or knock on their door; you will never be sorry you did.
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Posted by Jennifer | June 13, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Pure Professionalism
Karl Norgaard glimmer of hope to myself at a time when my options appeared limited and the likelihood of a satisfactory resolution seemed impossible. As one can imagine, one is not in the greatest of states when looking for a bankruptcy attorney. From the onset Karl allayed our fears and anxieties by his caring professionalism and precise knowledge of what it would take to put my life back together through a Chapter 13 Bankruptcy. Karl also helped negotiate a settlement with an ex-partner who had a hand in my debt. His honesty, guidance and knowledge always put me at ease. I would highly recommend Karl to anyone who is in need of an attorney. I am forever grateful to Karl and his team.
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Cost

Rates
  • Free Consultation 60 minutes
  • Hourly Rates $ 250-400 per hour
Payment methods
Cash, Check

Resume

AVVO RATING 10.0 (Superb)

Work Experience

  • Partner
  • NORGAARD O'BOYLE
  • 2004 - Present

Education

  • Seton Hall University School of Law
  • JD - Juris Doctor
  • 2004
  • Rutgers College
  • BA - Bachelor of Arts
  • 2001
  • Saint Joseph Regional High School
  • 1997

Sample of Legal Cases

  • One New Alliance et. als. v. Pai-CHun Lin, et. als. BER-C-144-19
  • We prevailed and the contract was enforced

Associations

  • New Jersey Bankruptcy Lawyers Foundation
  • Trustee
  • 2013 - Present
  • American Inns of Court
  • Barrister
  • 2013 - Present
  • New Jersey Bar Association
  • Member
  • N/A
  • Bergen County Bar Association
  • Member
  • N/A
  • New Jersey Bankruptcy Bar Association
  • Member
  • N/A
  • Borough of Leonia
  • Councilman
  • 2008 - 2010
View all associations

Languages Spoken

  • English

Honors and Awards

  • AV Peer Review Rating- Preeminent
  • Martindale-Hubbell
  • 2021
  • Super Lawyer
  • Thomson Reuters
  • 2021
  • Rising Star
  • New Jersey Super Lawyer
  • 2019
  • Rising Star
  • New Jersey Super Lawyer
  • 2018
  • Rising Star
  • New Jersey Super Lawyer
  • 2017
  • Rising Star
  • New Jersey Super Lawyer
  • 2016
  • Rising Star
  • New Jersey Super Lawyer
  • 2015
  • Rising Star
  • New Jersey Super Lawyer
  • 2014
  • Client Rating
  • Martindale-Hubbell
  • 2010
View all awards

Speaking Engagements

  • Bergen County Bar Association
  • Introduction to Insolvency Proceedings: Bankruptcy or Assignments for the Benefit of Creditors?
  • 2015
  • Bergen County Bar Association
  • Learn and Earn with Reverse Mortgages
  • 2015
  • Bergen County Bar Association
  • Reverse Mortgages: Creative Strategies
  • 2014
  • Bergen County Bar Association
  • Ethics & Social Media
  • 2012
  • Bergen County Bar Association
  • Assignments for the Benefit of Creditors or Bankruptcy
  • 2011
View all speaking engagements

Attorney endorsements

Received (19)
Given (14)
Endorse Karl
Bankruptcy and debt Attorney | Jan 15
Relationship: Fellow lawyer in community
"Karl is thorough, loyal, and has unparalleled knowledge of the technicalities of bankruptcy and foreclosure. I have known Karl for 20 years, and would recommend Karl to any of my friends and family who need legal advice."
Litigation Attorney | Jun 09
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Bankruptcy and debt Attorney | Jan 28
Relationship: Fellow lawyer in community
"I am a fellow attorney and have had the opportunity to work with Karl on a many matters. He is always prepared, well informed, and a vigorous advocate for his clients. I have even turned to him when I needed a second opinion. He is a superb professional and I recommend him."
Bankruptcy and debt Attorney | Jan 21
Relationship: Fellow lawyer in community
"I endorse Karl J. Norgaard, having known him for many years to be an effective and client-centric advocate."
Bankruptcy and debt Attorney | Jun 13
Relationship: Fellow lawyer in community
"I endorse this lawyer. Mr. Norgaard is a very effective advocate for his clients and is exceptionally knowledgeable."
Bankruptcy and debt Attorney | May 21
Relationship: Worked together on matter
"Karl is a tremendous man of integrity and honest in all his professional dealings. I highly endorse Karl Norgaard to handle your bankruptcy needs. Great man."
Bankruptcy and debt Attorney | Dec 09
Relationship: Worked together on matter
"I endorse this lawyer. I have worked with Karl Norgaard on a number of debtor/creditor issues. He is a consummate and disciplined lawyer. I have referred a number of clients to him and each and every one have been pleased with his assistance."
Unknown Attorney | Jan 25
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Bankruptcy and debt Attorney | Oct 31
Relationship: Fellow lawyer in community
"I strongly endorse Karl. Karl is an excellent negotiator and has a deep knowledge of the law. He is especially well versed in matters involving bankruptcy and creditor's rights. Karl will handle your matter with skill and care and is always focused on the best interests of his clients."
Bankruptcy and debt Attorney | Oct 20
Relationship: Worked together on matter
"I endorse this lawyer. I have worked closely with Karl Norgaard on a number of matrimonial, debtor-creditor and bankruptcy matters over the past five years and have referred several clients to him for debtor/creditor and bankruptcy matters. His analysis, legal advice and client representation has been outstanding across the board, and I am pleased to recommend him and to refer clients to his firm."
Bankruptcy and debt Attorney | Oct 14
Relationship: Worked together on matter
"I confidently endorse Karl! He is an asset to the Bankruptcy Bar."
Foreclosure Attorney | Oct 12
Relationship: Worked together on matter
"I have been a court appointed rent receiver in matters where Karl was plaintiff's counsel. I have always found him responsive to my calls and reasonable in his positions while still being an advocate for his client"
Commercial real estate Attorney | Oct 06
Relationship: Opposing Counsel on matter
"I endorse this lawyer. Karl is very professional, yet easy to work with. He represents his client thoroughly. Excellent attorney."
Bankruptcy and debt Attorney | Oct 04
Relationship: Opposing Counsel on matter
"I endorse this lawyer."
Foreclosure Attorney | Oct 03
Relationship: Opposing Counsel on matter
"I strongly endorse Karl. We have been adversaries in two matters. Karl forcefully pursues his clients' interests, has a deep knowledge of the law, and is an excellent negotiator. He gets the job done in an area of the law where it is often difficult to do so."
Chapter 11 bankruptcy Attorney | Oct 03
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Bankruptcy and debt Attorney | Oct 03
Relationship: Fellow lawyer in community
"I strongly endorse Karl. His broad range of bankruptcy knowledge and experience gives him the ability to represent both creditors and debtors at an extremely high level. He can think outside the box and as such can provide his clients with reasonable work out solutions. He is well respected by both the bench and bar for being honest, intelligent and an extremely good attorney."
Bankruptcy and debt Attorney | Oct 03
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Chapter 11 bankruptcy Attorney | Nov 12
Relationship: Family member
"I endorse this lawyer."
View more endorsements
Real estate
Personal injury
Bankruptcy and debt
Bankruptcy and debt
Contracts and agreements
Divorce and separation
General practice
Real estate
Bankruptcy and debt
Criminal defense
Criminal defense
Real estate
Bankruptcy and debt
Bankruptcy and debt