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Robin Miriam Gronsky

Robin Gronsky’s Legal Guides

55 total


  • What Questions Should a Business Owner Ask to Create a Good Estate Plan?

    If you are a business owner, your business probably forms a large part of your estate assets.In setting up your estate plan, you need to first decide what you want to do with the business when you do not wish to work any longer.Do you have the type of business that can be sold to...

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  • Knowing How Much Money to Borrow For Your Business

    When you are thinking of borrowing money (from a bank or a private lender), you must be precise about how much money you need to borrow. You need to research what all of your costs will be in order to know your bottom line number. For example, if you want to borrow money to buy...

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  • Solar Energy Without the Upfront Costs – Power Purchase Agreements

    Installing solar panels on your property is not cheap. But, there are ways to get solar panels without buying them yourself. This transaction is called a power purchase agreement. You, the property owner, rent out your roof or parking lot or other large space where solar panels c...

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  • What a Seller Needs to Know Before Trying a Short Sale

    A short sale is one of the ways that a homeowner can avoid having the lender foreclose on his home when the amount that he can sell his house for is not enough to pay off the mortgage. In the typical scenario, the homeowner has lost his job or his income has decreased to the poin...

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  • What Sellers Need to Know About Dealing With Your Mortgages Just Before the Closing

    Most sellers have one mortgage on their property and may also have a home equity line of credit as well. These mortgages are liens on title and must be removed before or at the closing. You may also have paid off a mortgage and it still appears on title. How do you deal with thes...

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  • What Would Happen To Your Business If You Couldn’t Work For A Month?

    What would happen to your business if you were in a car accident and were unconscious for days? Do you have a back up for yourself? Most business owners are careful to cross-train employees so that in the event, one goes on vacation, quits, or is sick for an extended period, som...

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  • What Do Home Buyers Need to Do Right Before the Closing?

    It's about a week before the closing and your mortgage lender has indicated that you are clear to close. What do you need to do these last few days before the closing. If you have not purchased homeowners' insurance yet, you need to do so now. Even if you have no lender who i...

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  • How Does Attorney Review Work?

    In New Jersey, when a buyer is represented by a real estate agent, the real estate agent takes a preprinted contract form and completes it with the names of the buyers, the sellers, the property address, the purchase price offered, the closing date and what items of personal pr...

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  • Who Are Your Back-up Suppliers?

    Business owners spend a lot of time and energy finding the suppliers of products and services who can best fulfill their needs. And each business has several different types of suppliers - materials and products you use to create your product, software you use to keep track of s...

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  • You Need Good Credit to Get a Business Loan – Do You Have It?

    There are so many reasons that your business may need a loan - cash flow problems, to cover an emergency, or expansion plans. For the very smallest businesses, you may not be able to find a lender to give you a loan. You may be applying for a credit card to get an unsecured loa...

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