I filed Chapter 7 bankruptcy in 2009. Included in the bankruptcy was my 1st mortgage and a second equity line loan. Both loans were discharged in the bankruptcy and I kept my home and have been paying these loans until June of 2015. Because of ...
You don't owe the debt if discharged in a 7, but the lien on the real property remains, and if you modify, the debt will be reaffirmed.See question
A law firm is trying to foreclose on my home but they do not have the Note from the original loan. The case has been continued a few times now. The judge told them that they need to produce the Note.
You could always file an appropriate motion proactively. Some evidence of standing needs to be presented for the Judge to allow the bank to move forward.See question
I'm senor citizen in my foreclosed home sold at sherrifs sale.
It depends on a large number of factors. You should consult a local foreclosure attorney.See question
Filed a voluntary foreclosure on home property ( VT )1 1/2 yrs. ago. Attorneys for the mortgage co. have made a motion to the court that I pay for services rendered by them. I am not in a financial position to do this or to hire a lawyer. I have ...
The best advice I can give based on such little information is to never let a motion of this time go unanswered as there could be dire consequences.See question
Attorneys representing me and my mortgage are trying to stop a sell date. The lender is requesting a quitclaim deed for recorded at the courts.
Like Mr. Boyer said, once you have an attorney, you have to follow their advice. A quitclaim deed is not a bad thing in the right circumstances. Speak to your attorney. They will guide you in the right direction.See question
My Dad just died in Connecticut and he left a lot of debt on his house. It is several hundred thousand dollars under water.
You need to consult a local foreclosure attorney. If the house is underwater then there is no value to the estate, but it is occasionally possible to salvage an asset like this. It depends on the particulars of the real estate asset in question, the bank that holds the mortgage, and a host of other factors.See question
Foreclosure defense? Condo association claims I owe them money. New Property Managment Company is claiming monies owed from when another Management Company was in place. Their accounting sheet states $300 is owed for May 2012. I gave them proof...
Be careful with condominium association fees. There is generally no disputing these. Plus, you can be responsible for all fees, including attorney's fees.See question
My employer is giving me the run around regarding payroll. Upon my first checks due date, my employer quite obviously lied to me and my co-workers with excuses as to why the checks did not arrive. He said thing like he mailed them and could not tr...
You should find a different job. You have rights under labor law to be paid for back or unpaid services. He is probably violating payroll tax requirements. Cut your losses and get out now. You will end up in a worse position by staying. It is not worth working with an employer who behaves in this manner and who is not responsible when it comes to your pay.See question
Hi I live in Irvining Taxes. I am working as a consultant with a firm based in Wasington marryland. This is my offshore job. I work online with them. My annual salary is $26000.My weekly salary is $500.I am paid by my employer every 15 days and ...
Yes, yes and yes.
You are an employee. Thus, you need to pay Texas taxes as this is where you do the work. And you can file your tax return online using TurboTax or the like.See question
I'm asking about health insurance tax penalty. My wife and son are traveling abroad and will be back to the US in March. Are they required to show health insurance from the country they are visiting? FWIW, I'm not a permanent resident but this yea...
Under ACA they will need to provide insurance to avoid the penalty. I don't think the law makes provision for what nation the policy originates from. If you are filing as a resident alien, I am not sure whether ACA applies to you, and you should call your insurance provider.See question