Posted by Juan
My attorney presented and explained the options available and guided me towards the best one for me. I think the consult was quick, but very complete and effective.
Posted by Katherine
To be honest, I was a little skeptical when I went into my appointment, doubtful of what could be done in 30 minutes. I had gone into the appointment with a defeatists attitude after a year and a half of student loans that consumed so much of my income. Josh was able to do his thing with the numbers and calculations and significantly reduce my monthly payments. He was thorough in his explanations and painted a clear picture of what the process would look like in the short term and the long term. His sense of humor was much appreciated as well, I left the consultation with a new sense of hope and financial freedom. I highly recommend!
Posted by Jeremy
I scheduled an appointment for a Student Loan Analysis with Mr. Cohen. Prior to the appoint I was able to fill out a questionnaire with all the details of my situation. I appreciated this because we did not need to waste time on the call listening to me explain when I am paying to listen to his analysis. During the meeting I was given information on how many aspects of the student loan process work and how they apply to my situation. He pointed out areas that seemed like I could be getting a raw deal from the loan companies and gave clear action items as to how to investigate them and what to do based on what I found. I did not feel rushed during the meeting and Mr. Cohen made sure I was clear on all items and that I didn't have any more questions at the time before ending the call. Given the intricacies of student lending and lack of knowledge most people have, I would recommend to anyone with student loan questions to schedule a similar appointment.
Posted by Tracy
Josh was very helpful in detailing the options that I had to correct a defaulted student loan after a BK. He provided solutions that I did not know where available to me and that were much more reasonable then the options the servicer presented to me. I am very happy I decided to contact Josh.
Posted by Pamela
The review was comprehensive and still specific enough to focus on my goals at hand. I was able to gain more of an assessment of my situation and best option.
Posted by Rebecca
It was a divine intervention when I called my consumer attorneyin Houston, Texas and asked for help. That's when she told me about Joshua Cohen and his expertise in student loan law. She was very positive about Joshua after attending one of his workshops for lawyers wanting to learn student loan law.
Joshua was very easy to talk too. He has a very appropriate, topic related sense of humor which put me at ease. With clarity he explained why I was not able to find a "friendly resolution" to my defaulted loan until after 2009.
And the best part of consulting with Joshua Cohen was his action steps for resolving my defaulted loan and his calming demeanor.
There is another best, and that is having the support and trust of knowing that Joshua is there with kindness and help any time I need his expertise by email or phone.
I feel less stress and anxiety and most of all HOPE that within a few months my loan will no longer be in default and I will be on track again.
I am blessed to have found Joshua Cohen.
Thank you and I wish you many blessings.
Posted by Terri
I found the analysis extremely helpful. Josh made me feel at ease and as if I was his only consultation that day . He took time to listen, answer questions and to give expert advice. The only reason I did not hire him is I already had an attorney that is also helping me in the State I live in.
Posted by Nathan
In my case, I did not know that I had incorrectly filled out a form sent to my loan provider. Joshua advised me of the issue, and of the law and my rights in moving forward with the loan provider, so that I can confidently work with them to fix the error.
Posted by John
I have been under default for
years and have been sitting with this heavy weight on my shoulders. I have kicked the can
down the road for too long dreading to find out what to do. After speaking with Joshua and
hearing my options, I know that I will sleep much better. We have a great plan to get out of
default and end my student loan debacle. He explained everything in simple terms but also
went into extreme detail and explained various hypothetical scenarios I asked about. If you
asked me to describe my consultation using one word, I would be outstanding.
Thank you Joshua. This guy knows his stuff. I did much research on student loans
attorneys, and he is the most qualified person in the country.
Posted by David
Joshua was able to discern exactly what my situation was very quickly. He then provided all the options for me with the consequences. Overall it was a time and money well spent.