Posted by Alix
Joshua gave me a very thorough overview of my options.
Posted by anonymous
Joshua has provided excellent service with my loan situation through his knowledge and clear communication. The relief I've gained in understanding has changed my feelings of despair into a more constructive space. Joshua informed and guided me in a consultation that has allowed me to take the steps to improve my situation. I hired him as my attorney and couldn't be happier with his service. For the first time in all the years I've been dealing with my loans, I feel supported and have confidence in his representation. I'm very thankful to have found this lawyer.
Posted by Kelley E.
My particular student loan situation had so many moving parts that I knew could not successfully go forward. I anticipated getting some direction. What I didn't know is how many options were available, pros/cons of each, etc.
Mr. Cohen called within 5 min of our scheduled appt & was FULLY PREPPED for our mtg.; how refreshing. He asked several clarifying questions to make sure he had all the facts/circumstance straights Mr. Cohen proceeded to share multiple options & when/how to move forward with each. He fully explained why I should follow a particular route for the best outcome. He made sure to answer every single question I had, including the possibility of bankruptcy. When the call ended, Mr. Cohen left me armed with my next six steps. He even offered to make contact with a particularly stubborn lender/servicer if I required it.
If in the future I find myself in need of representation,I will not hesitate to contact Mr. Cohen to retain his services.
THANK YOU MR. COHEN!!!
Posted by Jude
I realized within 2 minutes of speaking to Mr. Cohen that he has a high level of specialized knowledge in the field of student loan debt. Although I have practiced law for 19 years, I found Mr. Cohen's guidance and advice extremely helpful, as I had never had an occasion to acquaint myself with this area of law. He was able to answer each of my specific questions immediately and without hesitation, and he alerted me to facts about the law, possible plans of action, and solutions that I did not know were even possible. I got off the phone with Mr. Cohen confident that, regardless which of the options I choose among those he laid out for me, my problems would be alleviated if not completely resolved. I would highly recommend Mr. Cohen to anybody who is need of advice or assistance in dealing with a student loan issue.
Posted by David
Josh assisted me with a somewhat complex, factually thorny student loan related matter. He was extremely knowledgeable. In fact, I haven't come across anyone who so thoroughly knew his way around the issues in the student loan landscape. He was worth the time and expense and I will hire him in a minute if the need arises again.
Posted by anonymous
I hired Mr. Cohen for a student loan analysis. I reached out for some guidance after defaulting on 40k in private student loans with NCT/NES. I feel much better about my situation after the consultation.
Posted by Richard & Sue
We went in to this, feeling overwhelmed by debt that shouldn't have even been ours to begin with. After a 20 minute conversation, we both had a huge weight lifted off of us and now have a clear picture of what we can do from here. We're extremely relieved and would highly recommend Joshua.
Posted by Kimberly Hill
We consulted with Mr. Cohen recently regarding our spousal consolidated FFEL loan. This loan has been a source of great frustration and stress for our family over the years. After our consultation we have a clear picture of our possible options, and why other options are not possible. He was extremely helpful and kind, and we definitely intend on following up with him. I would absolutely recommend that anyone struggling with student loans consult with Mr. Cohen.
Posted by Adam
I knew immediately what to do with the analysis and advice provided. Very clear about the options available and the required steps needed to make use of these options. Great job.
Posted by Anne
I scheduled a 30 minute analysis with Josh on the recommendation of two local attorneys. I had been through the wringer by a Department of Education collection agency over the previous 6 weeks, and had recently learned that despite attempts to arrange a repayment plan, my wages were about to be garnished. I didn't know what to expect from my consultation with Josh, but I figured I had nothing to lose. Josh put me at ease almost immediately with some fairly simple and sound advice. He asked specific questions about my case and assured me that despite my feelings of hopelessness, I did have options. He also gave me a "homework" assignment and said that he wanted to know the results. I think that for me, as an older, retired teacher, his promise of continued legal assistance and support was what I needed to hear.
Josh's calm and casual affect on the phone is reassuring. He was clearly prepared for our consultation - had read the documents I sent him 2 days prior to my appointment. When all you're hearing are lies, threats, and intimidation from an agency you're trying to deal with, it's important to know that there is real help. I strongly recommend Josh for an analysis and consultation of any school loan issues you might be having. My $199.00 fee was well worth the time and preparation.