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I was served a summons and complaint for an old credit card. I requested validation from the law firm 6 months ago and received a couple bank statements, a bill of sale to one debt buyer, and another to the plaintiff listed in the complaint. This ...
I agree with the attorney who answered ahead of me. Please consult a consumer protection attorney in your area right away if you are being sued.See question
On February 27th, I received a phone call from a collection agency. They told me I owed $1164.90, and requested that I pay in full. I asked for identification, or proof that they were a collection agency. She became aggressive, still not defining ...
I would have to agree with the other attorneys that you may have to pay based on what you've described here. I sympathize with your situation. Contact a local attorney regardless to get their thoughts.See question
Judgement against me for a credit card write off from a collection agency. Agreement made in Oct with a Feb followup. Forgot the date and warrant was issued Fri. I did make agreed payments until Jan of this year. Was unemployed and contacted the...
I agree with the previous attorney, please do not delay and get an attorney to represent you who will charge you a reasonable price immediately.See question
they are threatening court
I see this all the time in my practice - from what you have described, you have no obligation under the law, and the other attorneys are correct, their insisting you do is a violation of federal law if it is a third party debt collection agency, entitling you to damages between $1-1000.00. If you hire an attorney, the collector also may be responsible for your attorney's fees and costs. They might have also violated state law in MA as well, even if they are the original creditor, and if they continued to call and harass you - and this depend on a few other factors - an argument can be made that they are invading your privacy by intrusion upon seclusion. What they are doing here is wrong, I assume you have already told them to stop calling, and that your mother has died. These are claims in which I myself and other consumer protection attorneys I know argue for punitive damages. Feel free to contact me if you need any help or to be pointed in the right direction any further. Good luck and condolences.See question
I agree with the attorney who answered before me. A default judgment generally. Please consult an attorney on this to assist you if possible.See question
I sent a validation demand to a collector, they responded with an itemization fabricated by their office as being from the original creditor, when clearly it was not from the original creditor. This letter only lists their collection agencies coll...
While the debt collector might state otherwise, the FDCPA is clear that what you have described would be considered a violation of the your rights under federal law. Proper validation of the alleged debt was not provided. You are correct, they needed to provide you with documentation validating the debt from the original creditor pursuant to 1692g. You can if you wish, but I do not think you need to contact them again. I believe that you are entitled to anywhere from $1-1000.00 pursuant to the FDCPA.
Feel free to call me if you need assistance and do not wish to handle this on your own, I can put you in touch with an attorney in your area who handles consumer protection and can assist you. While I think you need an attorney, if you do choose to handle this on your own I commend your efforts thus far, recognizing that there was a problem with what they provided you was a great first step!See question
Thank you, I purchased a used car less than 30days ago from a auto mechanic shop owner here in Durham NC for $1200.00. Since day one I have had problems w/ the car knocking off or not starting. We were told by the mechanic that an...
I agree with Attorney Wells and the other attorneys who have commented. Consult a consumer lawyer close to you. One thing of note is that you should check the car fax or a report from a similar company on the vehicle. It is possible that your vehicle was in an accident before purchase that was not disclosed to you. Definitely gather all documents relating to purchase and sale, and present them to a consumer attorney as soon as you are able. You should receive adequate restitution, and should not be subjected to further delays due to what seems on its face to be fraudulent and deceptive conduct by the Dealer.See question
After taking my account information to a different financial adviser, around $67,000 dollars are not accounted as far as he can tell.
Consult with an attorney with experience with financial advisors. Good luck.See question
The other person admitted to approaching me and starting a verbal argument, throwing a drink in my face, and pulling my hair.
Please contact a local attorney as soon as possible.See question
Can i travel within U.S. with an Employment Authorization Document right now , my green card marriage interview is scheduled next month?
I agree, it is likely that this is fine.See question