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Kathryn Ursula Tokarska

Kathryn Tokarska’s Legal Guides

4 total


    Some tips and advice on what to do for anyone struggling with student loans and particuarly if you are entering into default.

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  • 5 Common Myths on Bankruptcy

    I must be dead broke before I can file for Bankruptcy This is absolutely false. Bankrutpcy specifically has the purpose of protecting assets and income from creditors. Consult with an attorney befo

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  • Collection Agencies have been calling me at all hours. How can I get them to stop?

    Before 8am or after 9pm are considered unreasonable times, but other hours may be unreasonable, too, such as daytime for a person who works nights. The Federal Fair Debt Collection Practices Act (FDC

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  • Some documents to get ready when consulting an attorney regarding bankruptcy

    Gather the documents 1. Six months worth of pay stubs, profit & loss statement if self-employed, rental income, list of any other income received in the last six months. 2. Tax returns for past two y

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