Some tips and advice on what to do for anyone struggling with student loans and particuarly if you are entering into default.
I must be dead broke before I can file for Bankruptcy This is absolutely false. Bankrutpcy specifically has the purpose of protecting assets and income from creditors. Consult with an attorney befo
Before 8am or after 9pm are considered unreasonable times, but other hours may be unreasonable, too, such as daytime for a person who works nights. The Federal Fair Debt Collection Practices Act (FDC
Gather the documents 1. Six months worth of pay stubs, profit & loss statement if self-employed, rental income, list of any other income received in the last six months. 2. Tax returns for past two y