You are most likely entitled to a 2nd and a 3rd opinion if you want. If the insurance company won't authorize it then you need to go to court to have a judge order it. You will need a lawyer to enforce your rights.See question
Yes, you have to accept a position from your employer if it meets your work restrictions. If you decline the position then they can stop TTD payments.
If the modified position increases or worsens your injury or pain then you need to tell your primary treating physician so they can either change your work restrictions or place you on temporary disability.See question
You should file a workers compensation claim.See question
If the insurance carrier has a medical provider network you are entitled to a second and third opinion. Just cite California code of regulations section 9767.7.See question
The short answer is you have medical care for life through workers comp. Not that that means much anymore. If you have exhausted your physical therapy then there is no more to come. Your temporary disability is gone and you are being advanced permanent disability benefits. Once that is done you will not receive any additional money until you settle your case. Even then you may not receive much depending on the settlement amount and your permanent disability level.
You can thank the governor, state senators and the California assembly for the position you are in now. Without the laws they have passed in the last few years you would probably be getting the medical treatment recommended by your doctors and would not have exhausted all your monetary benefits while your attorney had to fight tooth and nail for the medical treatment you were actually able to receive.See question
They were most likely purposefully excluded because the insurance carrier has no interest in sending them to the QME. Or maybe they didn't know about them. Either way you should get copies of your private records to send to the QME. Make sure to send copies of the reports to the carrier as well.See question
That is an incorrect statement by your employer. If they cannot accommodate the work restrictions as laid out by your doctor then they must pay you temporary disability. They cannot dock you pay or force you to use vacation/sick time for the 10 minute breaks recommended by your doctor in relation to your workers compensation claim.
If they continue with this request you will need the services of an attorney immediately.See question
File a request for a PQME request. The adjuster should have sent you the necessary paperwork. Do not allow the other side to make the request for PQME as they will select orthopedics which is the most conservative specialty. This is not what you need.
You should request either pain management or chiropractic. Or, the better way to go would be to get an experienced workers comp attorney to help you through the process.
It sounds like you are getting shafted on the benefits and treatment you need. There are many competent attorneys out there to help you.See question
Yes, it is not a problem whatsoever.See question
I am not sure who the MD that you are seeing is but repetitive keyboarding IS usually compensable under California Workers Compensation. I would recommend seeing a good workers compensation doctor who could tie all these things to work. You will need a good workers compensation attorney to help you find such a doctor.See question