James Logan’s Answers
2 total
What gonna happen to my income tax refund after I file for bankruptcy?
James’s Answer
The basic idea behind bankruptcy is a fresh start. All states have "exemptions" which means property,including tax refunds, you can keep to make your fresh start. Depending on the state and what other assets you have, you may be able to protect some or all of your refund.
See questionAppealing a Default Judgement past thirty days
James’s Answer
The answer, based on the fact provided, is no. At this point, you can either negotiate with the creditor to settle the judgment or look into bankruptcy. Bankruptcy may be an option if the judgment is large or you have other debts. If you do nothing, the creditor may garnish your wages or bank account or put a lien on your property.
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