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Timothy Joseph Mummert

Timothy Mummert’s Answers

255 total


  • My peace order was denied in Maryland and she is still bothering me. What can I do

    Timothy’s Answer

    You should put in writing that you want to be left alone, you do not want to be stalked, you do not want to be harassed, threatened, or abused. Make sure you keep a copy for yourself and proof that it was provided to her. If the person continues the conduct, you can file for a new peace order based on stalking and harassment.

    Good luck.

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  • How can I stop a wage garnishment for state taxes from 1993?

    Timothy’s Answer

    I agree with my colleagues. You should consult with an attorney to discuss your options. Bankruptcy will stop the garnishment and if these are income taxes, should be discharged.

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  • Trustee violated law???

    Timothy’s Answer

    You need to have a consult with an attorney to get more information. You would need to bring a copy of the Trust (if you have it) and any information you have about the investment account, payment, and what the purpose of the payment. There are too many variables for an attorney to say it is bad or it is okay. It could go either way depending on the facts.

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  • Does my ex husband have right to the house after an absolute divorce has been granted?

    Timothy’s Answer

    I would recommend you seek the advice of an attorney. The answer is going to depend on how the property is titled and how much time has past since the entry of the divorce.

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  • Can I file Bankruptcy in Maryland?

    Timothy’s Answer

    I agree with my colleagues. I recommend that you meet with an experience bankruptcy attorney. He/She can evaluate your case. An experience attorney can also discuss when is the best time to file bankruptcy. In your case, it may be necessary to do it now or to wait. But you need to speak with an attorney to make that decision.

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  • Can I clear income tax debt in Chapter 7 Bankruptcy?

    Timothy’s Answer

    The rules with the Internal Revenue Code is changing in many areas. It would be better to address this now versus later. If you qualify for a Chapter 7 Bankruptcy, this will discharge your personal liability related to the debt. Not only will that relieve any potential for forgiven tax debt, it also prevents the mortgage company or a debt buying company for suing you for a deficiency. In the foreclosure process, the mortgage company has up to 3 years to request a deficiency judgment. The concern is a debt buying company will purchase the bad debt and sue you many years after the 3 years from the foreclosure. Based on the tax concern and potential liability later, consulting with a bankruptcy attorney is advisable.

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  • How do I know if my non compete agreement is “fair”?

    Timothy’s Answer

    The only way to know is for you to hire an attorney to review the agreement, to discuss the facts of your situation, and discuss your options. Even if an agreement is unenforceable, you may need a Court to intervene to find the agreement is unenforceable.

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  • My ex abandoned our home 6 years ago. The mortgage company recently offered and approved a loan modification pending him signing

    Timothy’s Answer

    There is a lot to the question you are asking and a lot of unknowns for a professional to answer. Your best course of action is to meet with an attorney that does both family law and bankruptcy law, or an attorney that does one and knows another attorney that can handle the other part.

    If you are not divorced, the house is probably still marital property. That means the Circuit Court has jurisdiction over it. If you are divorce and were granted the house outright in the divorce, then you would have a potential for enforcement and/or contempt.

    The immediate short gap answer is to consider a Chapter 13 bankruptcy to save the house.

    Again, your best course of action is to consult with an attorney to be able to give all information in a confidential session and obtain a recommendation.

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  • My boyfriend wants to adopt my daughter can he?

    Timothy’s Answer

    The technical answer has been answered that either by consent or by the Circuit Court in the county the child resides granting the after a contested proceeding, your boyfriend can adopt the child. It would be best for you and your boyfriend to meet with an attorney that has tried contested adoption cases to go over the specific facts of your case and to receive an informed decision.

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  • How would my husband and I determine whether or not his ex-wife is legally entitled to any money from the sale of his inherited

    Timothy’s Answer

    I agree with Attorney Koslow as well. I would recommend having the Title Company prepare a Deed with the Ex-Wife waiving her interest and asking her to sign that now. There will be an additional fee for both the preparation of the document as well as recording the document. The title company can record both this deed and then the next deed transferring ownership. It will make everything nice and smooth and the ex-wife will not need to know any details about the sale. If the Title company will not prepare it, there are plenty of other attorneys that can.

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