Joseph, no party was served prior, and the case was not pending. A lispendens was filed on 10/10/2012 a motion to show cause was filed on 10/23/2012, and I received a letter from the court on the final summary hearing on 10/27/2012. The hearing is set for 11/27/2012, and I was just served with the foreclosure papers tonight on 11/8/2012. The hearing is within 19 days. The summons that I received tonight gives me 20 days to respond..