I understand if I was negotiating with the Insurance Company or even the Lawyer for that matter on a lower or set rate but they chose to take it to court and they won settlement. he has not supplied me with the paperwork of the settlement to show me if the Insurance Company even negotiated a lower rate which I do not believe they did..also what he had wanted to pay, which is only one time he contacted me, is not even 1/4 of the amount billed...but thank you for your time and input.