File a Police Report.
Some creditors will try to dissuade you from filing a report with the police, but you MUST do this. The Federal Trade Commission (FTC) says this is an absolute requirement and... more
The Fair Credit Reporting Act is designed to protect consumers from inaccurate or outdated information on credit reports.CONSUMER REPORTING AGENCY REINVESTIGATIONS and The Fair Credit Reporting Act... more
In general, when Trans Union receives a dispute from a consumer, Trans Union investigates the dispute using one of two systems developed for the purpose of processing and tracking disputes, the... more
1. What Is a Credit Report?.
A credit report is a history of your payments and other financial data. It contains historical information on where you live, how you pay your bills, and whether you’ve... more
It seems like we are constantly bombarded these days with horror stories about the importance of your credit score. With the rise of identity theft and the volume of consumer credit, the credit score... more
Review your credit report.
Obtain credit reports from Equifax, Transunion and Experian after your bankruptcy has been discharged. Carefully review your credit report to ensure that all debts are... more