Does Failure to Pay Child Support Affect My Credit Report? (part one).
In a Florida divorce or paternity case, sometimes the person required to pay child support fails to pay. When that happens... more
Find the inaccuracy on your credit reports or statements from the creditor.
Identify the correct name, account number and address of the creditor/furnisher reporting the inaccurate information on... more
The Fair Debt Collection Practices Act (FDCPA), 15 U.S.C.A. 1692 et seq, is a federal law that governs the process of debt collection. It was created in part to minimize harassment towards debtors.... more
Get a Credit Report!.
There is no shortage of places to turn to for a copy of your credit report. But if you want it for FREE, the options narrow considerably. There are 2 primary ways. One is to... more
Written by attorney John Watts, about 3 years ago.
First Benefit - Actual Damages.
If the conduct (mis-conduct) of the furnisher (the one who gives the information) or the credit reporting agency (Equifax, Experian, Trans Union, etc) has actually... more
Over the Internet.
At www.AnnualCreditReport.com, you can order your free copies of your reports from online, and you will have almost immediate access to them with the ability to download/save and... more
Always be vigilant about your credit history.
Be careful not to presume that credit agencies such as Equifax and Experian have correct information on your credit history published. These are large... more
you have not made timely payments on all your loans and credit cards, you
likely have bad credit. This may affect your ability to get new credit cards or
loans, or it may affect the interest rate... more
Establish New Accounts, and Make On-Time Payments.
Because of the way the bankruptcy system works and the way creditors report reaffirmed debts, you will not get credit for on-time mortgage payments... more