Credit Report Errors and What To Do About It
Written by attorney Susanne Rodriguez, about 1 month ago.
How to get your credit reports and steps to take when you find something wrong.
Written by attorney Susanne Rodriguez, about 1 month ago.
How to get your credit reports and steps to take when you find something wrong.
Written by attorney Dorothy Bunce, almost 2 years ago.
Advice to repairing your credit after Bankruptcy is: 1. When you apply for new credit, be sure the lender reports your payments to all three credit bureaus, Transunion, Equifax, Experian. 2.... more
Written by attorney Dorothy Bunce, almost 2 years ago.
FICO is the only company lenders use to analyze your use of credit. Your FICO score is only available at www.myfico.com. Although other companies claim to provide your credit scores, your creditors... more
Written by attorney Dorothy Bunce, almost 2 years ago.
Those in the business of selling credit repair often only focus on removing negative items in order to improve your credit score. But it isn't enough to just remove negative items, because your... more
Written by attorney Dorothy Bunce, over 1 year ago.
Who will give me a chance at new credit? There are some lenders that give almost everyone a chance and report to the Credit Bureau. Most communities have local stores that offer easy credit,... more
Written by attorney Dorothy Bunce, almost 2 years ago.
Because credit scoring is based on ratios, there is no exact answer to this question. In the worst case scenario, a bankruptcy can drop a credit score by as much as 150 points. A foreclosure can drop... more
Written by attorney Robert Stempler, almost 3 years ago.
Obtain your FREE credit reports from the Big Three at least once every 12 month period. Federal Law (FACTA) permits individual consumers to order for FREE his or her own credit report from any... more
Written by attorney Daniel Baek, about 3 years ago.
Bureaucracy. According to the National Consumer Law Center’s recent publication, Automated Injustice: How a Mechanized Dispute System Frustrates Consumers Seeking to Fix Errors in Their Credit... more
Written by attorney Guerino Cento, over 1 year ago.
The Fair Credit Reporting Act (the "FCRA") states that "Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of... more
Written by attorney Robert Stempler, almost 3 years ago.
Pay nothing until AFTER the promised repair services are FULLY completed. The CROA could not be more clear: “No credit repair organization may charge or receive any money or other valuable... more
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