Filing for Chapter 13 bankruptcy is a major decision that will affect your financial, personal, and professional life for many years. Avvo’s Legal Guides will take you through the pros and cons of the decision, from alternatives to bankruptcy, to Chapter 7 versus Chapter 13.

The expert advice in these guides can help you decide whether or not to pursue bankruptcy, but consulting a local bankruptcy attorney is a smart idea as well. The information here will help you go into an attorney consultation with a sense of what your options are and why bankruptcy may or may not be the right solution for your situation.