If you've analyzed your finances and you're so far behind your debt payments that you'll never catch up, then you may want to seriously consider bankruptcy. Although the idea of actually filing for bankruptcy may seem frightening, you can assuage your fears by getting to know the basics before you make a decision.

Here you can explore Avvo's various Legal Guides on bankruptcy, including an overview of bankruptcy, what you get to keep if you file for bankruptcy, how to file your bankruptcy case, and several FAQs that you'll find useful.