Although contemplating mortality may be difficult, you should eventually take the time to sit down and think about what's going to happen after you're gone. That's why estate planning is so important--it provides you with an opportunity for total control over how you'll provide for those nearest and dearest to you, and also lets you dictate healthcare choices ahead of time.

If you aren't sure where to begin, then take a look at Avvo's Estate Planning Guide. Here you can find the answers to questions such as: How do I make a will? What happens if I don't have a will? What is a living trust? Are there ways to get around estate taxes? Will I need an estate planning lawyer?