When contemplating divorce and the debts that either spouse has incurred before and during the marriage, you will need to analyze your situation and decide who takes responsibility for which debt. Divorce and debt responsibility are usually worked out in the separation agreement or divorce decree. When you face debt and the dissolution of a marriage at the same time, you need extra resources at your disposal. Some issues that you may encounter are joint debts, bankruptcy and spousal support, and how to handle credit cards and bank accounts during divorce. See the resources in this section for guides and questions others have asked about these topics.