Search: Legal Guides written by Margery Ellen Golant (9 found)

Written by Margery Ellen Golant
There are many laws that regulate all phases of the mortgage lending process. Careful analysis of your mortgage can surprise you; often violations occurred which you may know nothing about, but which can then be utilized to renegotiate your loan or to defend you from foreclosure.
6 of 14 users found this helpful. Posted about 1 year ago in Foreclosure. Jurisdiction: Florida

Written by Margery Ellen Golant
There are numerous laws that regulate mortgage lending and mortgage contracts. It is not unusual to find violations, which can prevent enforcement by lenders if recognized and utilized properly. Careful and knowledgeable analysis can provide solutions and defenses to address this problem.
3 of 9 users found this helpful. Posted about 1 year ago in Debt / Lending Agreements.

Written by Margery Ellen Golant
There are several Federal laws that regulate banking, mortgage lending and mortgage contracts. There are many instances where banks, mortgage lenders and brokers have not followed these laws, leaving borrowers stuck in problem mortgages. There are often solutions, even if foreclosure has started.
3 of 7 users found this helpful. Posted about 1 year ago in Foreclosure. Jurisdiction: Federal

Written by Margery Ellen Golant
We are seeing an enormous number of scam artists who are out to take advantage of the desperation of people having trouble with their mortgages, or who are in foreclosure. There are ways to tell who they are and how to avoid them, so that you won't be a victim of these unethical con artists.
7 of 7 users found this helpful. Posted about 1 year ago in Foreclosure.

Written by Margery Ellen Golant
Many people tell me they are considering walking away from their mortgage. Unfortunately, it is often the case that people don't realize the dangerous situation they may be subjecting themselves to. The purpose of this guide is to give you an idea of what questions to ask to understand your risk.
1 of 1 users found this helpful. Posted 9 months ago in Real Estate.

Written by Margery Ellen Golant
If you are in trouble with your mortgage, you are looking everywhere for solutions. There are many advertisements in the media for companies and individuals who offer "loan modification" services. Before you sign on with any of these or pay then any money, it is crucial to understand the process.
4 of 4 users found this helpful. Posted 8 months ago in Foreclosure. Jurisdiction: Federal

Written by Margery Ellen Golant
If you are renting a house that has gone into foreclosure, FINALLY there is help available.
1 of 3 users found this helpful. Posted 6 months ago in Foreclosure. Jurisdiction: Florida

Written by Margery Ellen Golant
Many people with troubled mortgages have been led to believe that selling their property via a short sale is a way out. Depending on the laws of the state where the property ls located, the outcome may not be a solution at all. In Florida, this can be a very dangerous road.
2 of 2 users found this helpful. Posted 3 months ago in Foreclosure.

Written by Margery Ellen Golant
The law varies greatly from state to state regarding deficiency judgment availability and enforcement after foreclosure. A deficiency judgment allows a lender after foreclosure to sue on and to collect the remainder of the loan balance. In Florida, there is a very real risk of deficiency judgment.
14 of 19 users found this helpful. Posted 11 months ago in Foreclosure.