Search: Legal Advice written by Leon D Bayer (26 found)

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Leon D Bayer
Leon D Bayer's answer
Contributor Level 4

I am assuming your license was suspended because you were involved in an...
Question

Shelly Crocker
Shelly Crocker's answer
Contributor Level 5

The purpose of bankruptcy law is that the honest debtor should be given a “...
Okorie Okorocha
Okorie Okorocha's answer
Contributor Level 9

very generally speaking, the answer is no. The government makes sure they take...
Question

Leon D Bayer
Leon D Bayer's answer
Contributor Level 4

No, it doesnt. The collection of the debt is stayed by the automatic stay, but...
Brian J. Passante
Brian J. Passante's answer
Contributor Level 5

This is a technical question that depends on the nature of the debt, the claim...
Question

Alec Scott Rose
Alec Scott Rose's answer
Contributor Level 7

Consult an experienced personal bankruptcy attorney for legal advice. Filing...
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Lesley Abigail Hoenig's answer
Contributor Level 7

Chapter 13 will not make it easier to pay your mortgage. Typically you have to...
Question

Leon D Bayer
Leon D Bayer's answer
Contributor Level 4

You are protected by the bankruptcy, provided you get a discharge of this debt....
Alec Scott Rose
Alec Scott Rose's answer
Contributor Level 7

For a secured debt, you may either (1) reaffirm the debt, meaning pay on the...
Leon D Bayer
Leon D Bayer's answer
Contributor Level 4

The mover has a possessory lien, which makes them a secured creditor. You can...
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Lesley Abigail Hoenig's answer
Contributor Level 7

I am sure your attorney told you this, but you have to list ALL creditors in...
Question

Leon D Bayer
Leon D Bayer's answer
Contributor Level 4

Unfortunately, if he files bankruptcy you may wind up loosing out on your money....
Question

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Lesley Abigail Hoenig's answer
Contributor Level 7

Your mandatory deductions (ie taxes) are included in the means test if you are...
Leon D Bayer
Leon D Bayer's answer
Contributor Level 4

If you want to file bankruptcy and if your income is above the median in the...
Elliott M. Portman
Elliott M. Portman's answer
Contributor Level 6

The NY Statute of Limitations is six years from the default in payment or from...
Leon D Bayer
Leon D Bayer's answer
Contributor Level 4

I think you have already been doing the right things, by disputing the debt. My...
Question

Leon D Bayer
Leon D Bayer's answer
Contributor Level 4

I am very sorry to hear about your situation. There is a proceedure in Chapter...
Kevin Lee Linder
Kevin Lee Linder's answer
Contributor Level 7

You can file a motion and ask for a "moratorium" on your payments -- a...
Question

Leon D Bayer
Leon D Bayer's answer
Contributor Level 4

Generally, courts allow a successful creditor to be awarded interest in a...
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Greg Reichenbach's answer
Contributor Level 3

There are several issues here. First, if the debt collector has not purchased...
Question

Leon D Bayer
Leon D Bayer's answer
Contributor Level 4

It is perfectly legal for them to ask for it, but they have no right to "demand"...
Elliott M. Portman
Elliott M. Portman's answer
Contributor Level 6

I will agree with the prior poster in only one respect. The agency can not "...
Question

Leon D Bayer
Leon D Bayer's answer
Contributor Level 4

I am sorry you are going through all of this hassle. It sounds like she has...
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Lesley Abigail Hoenig's answer
Contributor Level 7

Whether this negatively impacts you or not depends on whether the car gets paid...
Question

Leon D Bayer
Leon D Bayer's answer
Contributor Level 4

A creditor does not have the legal right to invade your privacy. There are many...
Question

Leon D Bayer
Leon D Bayer's answer
Contributor Level 4

I am very sorry to hear about all of the troubles that you have been having....
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Lesley Abigail Hoenig's answer
Contributor Level 7

Yes, couples can file different chapters. If he wants to file a chapter 13 he...
Question

Leon D Bayer
Leon D Bayer's answer
Contributor Level 4

I think you are being a very smart consumer by wondering about the extent of...
Margery Ellen Golant
Margery Ellen Golant's answer
Contributor Level 8

It is $100,000 per person per account; so if a joint account, it is $200,000...
Leon D Bayer
Leon D Bayer's answer
Contributor Level 4

I am very sorry that you find yourself in such a difficult situation. I hope...
Question

Leon D Bayer
Leon D Bayer's answer
Contributor Level 4

You make a good case that "no good deed ever goes unpunished." I am sorry you...
Question

Leon D Bayer
Leon D Bayer's answer
Contributor Level 4

I am really sorry that you are stuck with such a difficult problem. Let me see...
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Leon D Bayer
Leon D Bayer's answer
Contributor Level 4

I feel it is a good idea to have a goal in mind before you say anything to your...

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