Workers spend countless hours on the job doing whatever can be done to help the company they work for achieve success. The work may be an office job typing, a warehouse job or a back-breaking construction job. But regardless of the type of employment, workers give their all for their employers. Unfortunately, sometimes they give their health and sometimes they even give their life.
Worker’s Compensation Act
The Workers’ Compensation Act was created to compensate these workers regardless of fault. So long as the injury arose out of and in the course of the employment, this act promised to compensate the injured worker or the injured worker’s family in the case of a wrongful death.
Degrees of Disability
Different degrees of compensable disability are provided for under the Workers’ Compensation Act including Temporary Partial Disability (TPD), Temporary Total Disability (TTD), and Permanent Partial Disability (PPD). These are discussed elsewhere on this site and result in various amounts of compensation for the injured worker depending on the injury.
Permanent Total Disability
Permanent Total Disability (PTD) refers to the most serious workers compensation category of injuries. It relates to a worker that will never be able to work again for all practical purposes because the injuries that he or she suffered are that severe and permanent. Permanent Total Disability may also refer to an injured worker who suffered a “permanent and complete loss of use" or a “specific case of loss" of both feet, eyes, hands, legs, arms or any two of these specific body parts. Weekly payments of 2/3 of the worker’s average weekly wage may be paid for such an injury although it’s much more common for this type of case to be settled for a large lump sum payment.