Insurance companies make money by settling claims for less than they are worth and for taking longer than it should to do this.
This seems obvious, but so often many people think they are "saving" money that they would pay a lawyer by trying to negotiate a case on their own.
The problem with this strategy is that insurance companies all deliberately lowball you if you are unrepresented.
Let's face it; if you are a heart surgeon, you are good at heart surgery, and bricklayers are skilled at brick laying.
Just as you wouldn't want me to fix your plumbing, you don't want to negotiate your own injury case WHEN THE INSURANCE COMPANY IS AN EXPERT AT ITS BUSINESS AND YOU ARE NOT.
Just think for a moment how many factors are at play in a "typical" automobile collision injury case:
In short, there are so many things that the insurance company knows about you and you (unless you happen to be a personal injury lawyer) do not understand about the claims process.
It would be like someone operating on your broken leg without having x-rays taken so they know where the fracture is and how bad it is.
Is that what you would want?
So having a lawyer really helps your cause because an experienced personal injury lawyer knows all of this and understands how it all interplays. A good case analysis by an experienced professional makes your case that much more valuable.
Lawyers add value to your case far above the amount they earn as a contingent fee.
It may seem you can DIY, but you are only playing right into their hands if you do.
Remember, you owe it to yourself to protect your interests to the utmost.
You don't have to pay your injury lawyer unless he or she collects money on your behalf. You have nothing to lose except your own case.
Personal Injury Lawyer