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What to Do if You Have Been in a Car Accident

Written by: Kareem R. Vessup

Reputation Level 6

Posted about 3 years ago. Applies to New York, 3 helpful votes, 0 comments

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Get a police report

Some officers try to persuade you not to get a police report to save themselves paperwork. You should insist that a police report is prepared because the police blotter is one of the most often utilized documents in automobile accident litigation. The officer will tell you that the following day you can go to the precinct to pick up a copy of the report. The fee is $10.00. Make sure you follow up and get the report as soon as possible.

Go to the hospital/doctor as soon as possible after the accident

Some people don't start feeling the physical effects of an automobile accident until a day or two after the accident. Many times adrenaline masks the initial feelings of pain and makes us believe we are fine until the emergency of the situation has subsided. If you feel anything out of the ordinary after you have been involved in an accident insist upon going to the emergency room. If you truly feel fine and refuse to go to the hospital, as soon as you begin to feel pain or discomfort see your primary physician or go to the emergency room immediately.

Let no fault pay your medical bills relating to your accident

If you go to the emergency room or see a doctor because of injuries sustained in an automobile accident you are entitled to no fault benefits. In New York State every automobile is required to have no fault insurance coverage to provide insurance benefits, up to $50,000, for medical treatment, lost wages and out of pocket expenses. Therefore when you see a doctor after an accident make sure you provide the hospital and/or doctor the name of the insurance carrier for the vehicle you were involved in the accident with. The hospital will likely provide you with no fault claim forms. Complete them with assistance from the hospital staff and keep copies of those forms for your records.

Don't Attempt to Be Your Own Lawyer

I don't know many people who will attempt a medical procedure on themselves but I can tell you about so many people who try to be their own lawyer. There are many legal rights that are implicated whenever an individual is involved in an accident. Not knowing those rights can lead to costly mistakes. Additionally, insurance companies may attempt to contact you and resolve any potential claims early by throwing money at you. An experience personal injury attorney will ensure not only that your rights are protected but also that you receive maximum compensation for your injuries. Almost every personal injury lawyer will give you a free consultation so take advantage of that and make sure your rights are protected.