www.cullen-law.com. Orlando accident attorney Kim Michael Cullen discussed recent media reports indicating that 100,000 people drive in Orange County, Florida, each day without drivers licenses. Obviously, unlicensed drivers are very unlikely to have insurance coverage. In addition, there are many drivers that have licenses, but elect not to carry automobile insurance coverage. Florida drivers do not need any better excuse to get Uninsured Motorist coverage -- as much as they can afford.